417 7th St, Mexico Beach (Port Saint Joe), FL 32456 Property Records

Bay County property record for 417 7th St, Mexico Beach, FL 32456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,730 sqft · built 1997
Lot Size	0.247 acres (10,759 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Feb 2021)
Tax Bill	$6,973 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Feb 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04973-349-000`

Property Details

APN / Parcel Number

Primary APN	`04973-349-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,730 sqft Living Area
1st Floor Area	1,490 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,759 sqft (0.247 acres)
Lot Dimensions	108 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	432 sqft
Driveway	Driveway
Driveway Area	945 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	414 sqft
Patio Area	200 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	417 7TH ST
City	MEXICO BEACH
State	FL
Zip	32456-7019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MB01
Legal Description	MEXICO BEACH UNIT # 14 LOT 17 BLK D ORB 4359 P 400
Legal Range	12W
Legal Township	06S
Legal Section	25
Legal Subdivision	MEXICO BEACH
Legal Block	D
Legal Lot Number	17
Legal Unit	14
Jurisdiction	BAY FL
Township / Civil Division	MEXICO BEACH
Census Block Group	1
Census Block	1037
Census Tract	600

Owner

417 7th St is owned by two individuals who bought it in February 2021.

Source: Bay County records, as of January 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3077 FOWLSTOWN RD, BAINBRIDGE, GA 39819-6632
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Feb 3, 2021	Warranty Deed, Transfer
Aug 27, 2020	Grant Deed, Transfer ATTORNEY ONLY
Jul 29, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Aug 11, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2021 · Amount on File
Deed Sale	Feb 3, 2021 · Amount on File
Prior Sale	Aug 27, 2020 · Amount on File
Deed Document Number	20218007
Deed Book / Page	4359 / 400
Prior Transfer Date	Jul 31, 2017
Prior Transfer Doc	0039262088
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Feb 3, 2021
Property Address	417 7TH ST, MEXICO BEACH, FL 32456-7019
Document Number	0043590400
Book / Page	4359 / 400
Map Reference	MB 11 PG 15
Instrument Date	Jan 29, 2021
Instrument	2021008007
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	AMROCK INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 20TH ST, 104, MEXICO BEACH, FL 32456-0292

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3077 FOWLSTOWN RD, BAINBRIDGE, GA 39819-6632

Mortgage

Document Number	0004359401
Date	Feb 3, 2021
Instrument	4359/401

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Feb 3, 2021
Property Address	417 7TH ST, MEXICO BEACH, FL 32456-7019
Document Number	0043590399
Book / Page	4359 / 399
Map Reference	MB 11 PG 15
Instrument Date	Jan 15, 2021
Instrument	2021008006
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 20TH ST, MEXICO BEACH, FL 32456-0292

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BAY FL
Recording Date	Aug 27, 2020
Property Address	417 7TH ST, MEXICO BEACH, FL 32456-7019
Document Number	0042911962
Book / Page	004291 / 001962
Instrument Date	Oct 1, 2019
Instrument	56531
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,011.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4199 OTH ST MEXICO BEACH FL 32456, MEXICO BEACH, FL 32456

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jul 29, 2019
Property Address	417 7TH ST, MEXICO BEACH, FL 32456-7019
Document Number	0041491778
Book / Page	004149 / 001778
Instrument Date	Jul 23, 2019
Instrument	68078
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	974 EMILEE PT GALLATIN TN 370664103, GALLATIN, TN 37066-4103

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Aug 11, 2017
Property Address	417 7TH ST, MEXICO BEACH, FL 32456-7019
Document Number	0039262088
Book / Page	003926 / 002088
Instrument Date	Jul 31, 2017
Instrument	45826
Transaction Type	Transfer
Record Updated	Sep 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 13820 MEXICO BEACH FL 324103820, MEXICO BEACH, FL 32410-3820

Tax Assessment & Valuation

The 2025 property tax bill for 417 7th St was $6,973, up 5.3% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Mexico Beach City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,973.00 (+5.25%)	$410,284	$468,130 Land $131,275 Building $336,855
2024	$6,625.00 (+10.62%)
2023	$5,989.00 (+16.45%)	$370,522 (+20.06%) Land $106,800 Building $263,722	$370,522 (+20.06%) Land $106,800 Building $263,722
2022	$5,143.00	$308,623 Land $64,970 Building $243,653	$308,623 Land $64,970 Building $243,653

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 417 7th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 378 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	693 units insured incl. 315 condo units
Nearby Flood Claims	914 (1985–2024)
Claims Outside the SFHA	547 of 914
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Michael, Oct 2018 · 581 claims Hurricane Dennis, Jul 2005 · 22 claims Hurricane Opal, Oct 1995 · 195 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 417 7th St is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MEXICO BEACH serves 5,888 people · EPA ID FL1030467
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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