415 7th St, Mexico Beach (Port Saint Joe), FL 32456 Property Records

Bay County property record for 415 7th St, Mexico Beach, FL 32456

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,264 sqft · built 1995
Lot Size	0.246 acres (10,759 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,838 (2025)
Deeds & Mortgages	Feb 2018 Sale Feb 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`04973-342-000`

Property Details

APN / Parcel Number

Primary APN	`04973-342-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,264 sqft Heated Area
Gross Area	1,920 sqft
1st Floor Area	1,264 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	10,759 sqft (0.246 acres)
Lot Dimensions	108 ft deep x 100 ft wide
Driveway	Driveway
Driveway Area	312 sqft
Porch	Porch
Porch Area	208 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	415 7TH ST
City	MEXICO BEACH
State	FL
Zip	32456-7019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MB01
Legal Description	MEXICO BEACH UNIT #14 236A2 LOT 15 BLK D ORB 4866 P 2099
Legal Range	12W
Legal Township	06S
Legal Section	25
Legal Subdivision	MEXICO BEACH
Legal Block	D
Legal Lot Number	15
Legal Unit	14
Jurisdiction	BAY FL
Township / Civil Division	MEXICO BEACH
Census Block Group	1
Census Block	1037
Census Tract	600

Owner

415 7th St is owned by two individuals who acquired it in November 2024.

Source: Bay County records, as of January 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	974 EMILEE PT, GALLATIN, TN 37066-4103
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Feb 28, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 11, 2024
Deed Sale	Nov 11, 2024
Prior Sale	Feb 28, 2018 · Amount on File
Deed Document Number	0048662099
Deed Book / Page	3983 / 1732
Record Updated	Jun 8, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Feb 28, 2018
Property Address	415 7TH ST, MEXICO BEACH, FL 32456-7019
Document Number	0039831727
Book / Page	003983 / 001727
Instrument Date	Feb 20, 2018
Instrument	11459
Transaction Type	Transfer
Record Updated	Mar 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,750.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	974 EMILEE PT GALLATIN TN 370664103, GALLATIN, TN 37066-4103

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BAY FL
Recording Date	Feb 28, 2018
Property Address	415 7TH ST, MEXICO BEACH, FL 32456-7019
Document Number	0039831732
Book / Page	003983 / 001732
Instrument Date	Feb 15, 2018
Instrument	11463
Transaction Type	Transfer
Record Updated	Mar 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 ARIZONA DR MEXICO BEACH FL 324560100, MEXICO BEACH, FL 32456-0100

Tax Assessment & Valuation

The 2025 property tax bill for 415 7th St was $3,838.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Mexico Beach City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,838.00	$311,655 Land $131,275 Building $180,380	$311,655 Land $131,275 Building $180,380
2023	$3,278.00 (+19.29%)	$247,398 (+26.59%) Land $106,800 Building $140,598	$247,398 (+26.59%) Land $106,800 Building $140,598
2022	$2,748.00	$195,425 Land $64,970 Building $130,455	$195,425 Land $64,970 Building $130,455

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 7th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 378 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	693 units insured incl. 315 condo units
Nearby Flood Claims	914 (1985–2024)
Claims Outside the SFHA	547 of 914
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Michael, Oct 2018 · 581 claims Hurricane Dennis, Jul 2005 · 22 claims Hurricane Opal, Oct 1995 · 195 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 7th St is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MEXICO BEACH serves 5,888 people · EPA ID FL1030467
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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