417 W 19th St, Covington, KY 41014 Property Records

Kenton County property record for 417 W 19th St, Covington, KY 41014

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,202 sqft · built 1917
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Aug 2026)
Tax Bill	$1,894 (2025)
Deeds & Mortgages	Aug 2026 Sale Nov 2025 Sale & Construction Loan + 7 more
Flood Zone	Zone X (minimal risk)
APN	`055-12-08-007.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-08-007.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,202 sqft Finished Area

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Duplex Single
Exterior Material	Brick
Foundation Type	Stone
Lot Area	2,178 sqft (0.05 acres)
Garage Area	325 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	417 W 19TH ST
City	COVINGTON
State	KY
Zip	41014-1139
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	WOLF JOHN LOT 9 2ND
Legal Subdivision	WOLF JOHN
Legal Phase	2
Legal Lot Number	9
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3005
Census Tract	65000

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	417 W 19TH ST, COVINGTON, KY 41014-1139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed, Transfer KENTUCKY LAND TITLE
Nov 26, 2025	Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC
Jul 29, 2022	Quit Claim Deed, Transfer Quitclaim
May 26, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Dec 4, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 5, 2019	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BK
Apr 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 5, 2018	Warranty Deed, Transfer · Line of Credit GUARDIAN SVGS BK
Mar 15, 2017	Deed of Trust, Mortgage HERITAGE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2026 · Amount on Record
Deed Sale	Aug 31, 2026 · Amount on Record
Prior Sale	Nov 26, 2025 · Amount on Record
Deed Document Number	2026083119931
Deed Book / Page	490 / 556
Prior Transfer Date	Jun 17, 2022
Prior Transfer Doc	0005900218
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Aug 31, 2026
Property Address	417 W 19TH ST, COVINGTON, KY 41014-1139
Document Number	0000019931
Book / Page	490 / 556
Instrument Date	Aug 27, 2026
Instrument	202619931
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	KENTUCKY LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$26,260.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 W 19TH ST, COVINGTON, KY 41014-1139

November 2025: Deed, Construction Loan

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Nov 26, 2025
Property Address	417 W 19TH ST, COVINGTON, KY 41014-1139
Document Number	0005900222
Book / Page	KC 377 / 148
Map Reference	MB 180 PG 229
Instrument Date	Nov 25, 2025
Instrument	25112605900222
Transaction Type	Construction Loan
Record Updated	Dec 17, 2025
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1629 APPALASA DRIVE, WALTON, KY 41094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8459 US HIGHWAY 42 # F299, F299, FLORENCE, KY 41042-8350

Mortgage

Document Number	0005900223
Date	Nov 26, 2025
Instrument	25112605900223

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Jul 29, 2022
Property Address	417 W 19TH ST, COVINGTON, KY 41014-1139
Document Number	0005900218
Book / Page	180 / 229
Map Reference	PL 335
Instrument Date	Jun 17, 2022
Instrument	22072905900218
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1251 CULPEPER CT, 1251, INDEPENDENCE, KY 41051-7822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1251 CULPEPER CT, INDEPENDENCE, KY 41051-7822

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 26, 2021
Property Address	417 W 19TH ST, COVINGTON, KY 41014-1139
Document Number	0005900155
Book / Page	92 / 837
Map Reference	PL 335
Instrument Date	May 17, 2021
Instrument	21052605900155
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$143.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8361 BROADWELL RD, 8361, CINCINNATI, OH 45244-1609

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1231 WHPEPER CT, INDEPENDENCE, KY 41051

Mortgage

Document Number	0005900156
Date	May 26, 2021
Book Page	220/506
Instrument	21052605900156

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Dec 4, 2019
Property Address	417 W 19TH ST, COVINGTON, KY 41014-1139
Document Number	0000000389
Book / Page	0C6818 / 000336
Instrument Date	Oct 31, 2019
Instrument	389
Transaction Type	Transfer
Record Updated	Dec 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8361 BROADWELL RD CINCINNATI OH 452441609, CINCINNATI, OH 45244-1609

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 5, 2019
Property Address	417 W 19TH ST, COVINGTON, KY 41014-1139
Document Number	0000000308
Book / Page	0C6722 / 000077
Instrument Date	Jul 30, 2019
Instrument	308
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	LAWYERS TITLE/CINCINNATI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8610 STONEY BRIDGE DR CINCINNATI OH 452442171, CINCINNATI, OH 45244-2171

Mortgage

Document Number	309
Date	Aug 5, 2019
Book Page	0C6722/000081
Instrument	309

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Apr 22, 2019
Property Address	417 W 19TH ST, COVINGTON, KY 41014-1139
Document Number	0000000105
Book / Page	0C6643 / 000268
Instrument Date	Apr 12, 2019
Instrument	105
Transaction Type	Transfer
Record Updated	May 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	282 SAINT AGNES CIR COVINGTON KY 410112743, COVINGTON, KY 41011-2743

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 5, 2018
Property Address	417 W 19TH ST, COVINGTON, KY 41014-1139
Document Number	0000000120
Book / Page	0C6557 / 000267
Instrument Date	Dec 3, 2018
Instrument	120
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$114.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 W 19TH ST COVINGTON KY 410141139, COVINGTON, KY 41014-1139

Mortgage

Document Number	121
Date	Dec 5, 2018
Book Page	0C6557/000270
Instrument	121

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2048

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	417 W 19TH ST, COVINGTON, KY 41014-1139
Document Number	0000000174
Book / Page	0C6119 / 000039
Instrument Date	Mar 15, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2583 PARKWOOD CT VILLA HILLS KY 410171098, VILLA HILLS, KY 41017-1098

Mortgage

Document Number	0000000174
Date	Mar 20, 2017
Book Page	0C6119/000039
Instrument	174

Lender

Name	HERITAGE BK
Type	Bank
Address	LATONIA, KY 41015

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 19, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,000 (+32.17%) Land $10,000 Building $179,000	$189,000 (+32.17%) Land $10,000 Building $179,000
2025	$1,894.00 (-0.53%)	$143,000 (-) Land $5,000 Building $138,000	$143,000 (-) Land $5,000 Building $138,000
2023	$1,904.00	$143,000 Land $5,000 Building $138,000	$143,000 Land $5,000 Building $138,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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