411 W 19th St, Covington, KY 41014 Property Records

Kenton County property record for 411 W 19th St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,664 sqft · built 1904
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Jul 2021)
Tax Bill	$1,987 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`055-12-08-010.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-08-010.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,664 sqft Finished Area
Gross Area	1,760 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1904
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0551208010.00
Street Address	411 W 19TH ST
City	COVINGTON
State	KY
Zip	41014-1139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOLF JOHN LOT 6 2ND
Legal Subdivision	WOLF JOHN
Legal Phase	2
Legal Lot Number	6
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3005
Census Tract	65000

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	411 W 19TH ST, COVINGTON, KY 41014-1139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV
Jul 28, 2021	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND
Oct 12, 2017	Warranty Deed, Transfer · Conventional with PMI FIFTH THIRD MTG
Feb 27, 2017	Grant Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS
Jan 3, 2017	Grant Deed, Transfer SERVICELINK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2021 · Amount on Record
Deed Sale	Jul 28, 2021 · Amount on Record
Prior Sale	Oct 12, 2017 · Amount on Record
Deed Document Number	0000107483
Deed Book / Page	107 / 483
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	411 W 19TH ST, COVINGTON, KY 41014-1139
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 W 19TH ST, COVINGTON, KY 41014-1139

Mortgage

Document Number	0005900174
Date	Jul 28, 2021
Book Page	249/280
Instrument	21072805900174

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 28, 2021
Property Address	411 W 19TH ST, COVINGTON, KY 41014-1139
Document Number	0005900172
Book / Page	107 / 483
Instrument Date	Jul 16, 2021
Instrument	21072805900172
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	729 EDGECLIFF ST # STC32, 729, COVINGTON, KY 41014-1079

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	411 W 19TH ST, COVINGTON, KY 41014-1139

Mortgage

Document Number	0005900173
Date	Jul 28, 2021
Book Page	249/264
Instrument	21072805900173

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 12, 2017
Property Address	411 W 19TH ST, COVINGTON, KY 41014-1139
Document Number	0000000179
Book / Page	0C6270 / 000181
Instrument Date	Oct 7, 2017
Instrument	179
Transaction Type	Transfer
Record Updated	Nov 22, 2017
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$89.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 W 19TH ST COVINGTON KY 410141139, COVINGTON, KY 41014-1139

Mortgage

Document Number	180
Date	Oct 12, 2017
Book Page	0C6270/000183
Instrument	180

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2047

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Feb 27, 2017
Property Address	411 W 19TH ST, COVINGTON, KY 41014-1139
Document Number	0000000120
Book / Page	0C6103 / 000220
Instrument Date	Feb 22, 2017
Instrument	120
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$26.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3170 N ATLANTIC AVE #208 COCOA BEACH FL 329315050, 208, COCOA BEACH, FL 32931-5050

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Jan 3, 2017
Property Address	411 W 19TH ST, COVINGTON, KY 41014-1139
Document Number	0000000080
Book / Page	0C6065 / 000341
Instrument Date	Jul 1, 2016
Instrument	80
Transaction Type	Transfer
Record Updated	May 1, 2017
Title Company	SERVICELINK

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,987.00 (-0.55%)	$150,000 (-) Land $5,000 Building $145,000	$150,000 (-) Land $5,000 Building $145,000
2023	$1,998.00	$150,000 Land $5,000 Building $145,000	$150,000 Land $5,000 Building $145,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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