625 W 19th St, Covington, KY 41014 Property Records

Kenton County property record for 625 W 19th St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1922
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$163,500 (Aug 2026)
Tax Bill	$1,568 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Aug 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`055-21-01-008.00`

Property Details

APN / Parcel Number

Primary APN	`055-21-01-008.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	840 sqft Finished Area
Gross Area	1,182 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	140 ft deep x 70 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	625 W 19TH ST
City	COVINGTON
State	KY
Zip	41014-1181
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEIDEL J W LOTS 7-8
Legal Subdivision	HEIDEL J W
Legal Lot Number	7-8
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3018
Census Tract	65000

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	625 W 19TH ST, COVINGTON, KY 41014-1181
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION
Aug 26, 2026	Special Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Nov 15, 2022	Intrafamily Transfer, Transfer TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES LLC
Jul 19, 2022	Deed, Transfer TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2026 · Amount on Record
Deed Sale	Aug 26, 2026 · Amount on Record
Prior Sale	Jul 19, 2022 · Amount on Record
Deed Document Number	2026082619517
Deed Book / Page	487 / 685
Prior Transfer Date	Aug 18, 2022
Prior Transfer Doc	0005900231
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Oct 6, 2026
Property Address	625 W 19TH ST, COVINGTON, KY 41014-1181
Document Number	0000022671
Book / Page	507 / 920
Instrument Date	Sep 14, 2026
Instrument	2026100622671
Transaction Type	Mortgage
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 W 19TH ST, COVINGTON, KY 41014-1181

Mortgage

Document Number	0000022671,
Date	Oct 6, 2026
Book Page	507/920
Instrument	2026100622671

Lender

Name	COMMONWEALTH CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Sep 14, 2051

Interest

Max Rate	-1%

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 26, 2026
Property Address	625 W 19TH ST, COVINGTON, KY 41014-1181
Document Number	0000019517
Book / Page	487 / 685
Instrument Date	Jun 16, 2026
Instrument	202619517
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,513.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 W 19TH ST, COVINGTON, KY 41014-1181

Mortgage

Document Number	0000019518,
Date	Aug 26, 2026
Instrument	2026082619518

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Nov 15, 2022
Property Address	625 W 19TH ST, COVINGTON, KY 41014-1181
Document Number	0005900231
Book / Page	200 / 339
Instrument Date	Aug 18, 2022
Instrument	22111505900231
Transaction Type	Transfer
Record Updated	Nov 25, 2022
Title Company	TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3500 PARK CENTER DR STE 100, 3500, DAYTON, OH 45414-2680

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3500 PARK CENTER DR STE 100, 100, DAYTON, OH 45414-2680
Investor	Possibly a Property Investor

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Jul 19, 2022
Property Address	625 W 19TH ST, COVINGTON, KY 41014-1181
Document Number	0005900192
Book / Page	178 / 41
Instrument Date	Jul 14, 2022
Instrument	22071905900192
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 BERKLEY DR, 130, FLORENCE, KY 41042-2831

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3500 PARK CENTER DR STE 100, 100, DAYTON, OH 45414-2680
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,400 (-) Land $10,000 Building $108,400	$118,400 (-) Land $10,000 Building $108,400
2025	$1,568.00 (-0.57%)	$118,400 (-) Land $5,000 Building $113,400	$118,400 (-) Land $5,000 Building $113,400
2023	$1,577.00	$118,400 Land $5,000 Building $113,400	$118,400 Land $5,000 Building $113,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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