405 W 19th St, Covington, KY 41014 Property Records

Kenton County property record for 405 W 19th St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Apr 2022)
Tax Bill	$1,656 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-12-08-012.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-08-012.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,632 sqft Finished Area

Exterior

Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	95 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	405 W 19TH ST
City	COVINGTON
State	KY
Zip	41014-1139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOLF JOHN LOT 3 2ND
Legal Subdivision	WOLF JOHN
Legal Phase	2
Legal Lot Number	3
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3005
Census Tract	65000

Owner

Source: Kenton County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	422 GREENUP ST, COVINGTON, KY 41011-2520
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 6, 2019	Trustee's Deed, Transfer COREVEST AMERICAN FIN LENDER L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2022 · Amount on Record
Deed Sale	Apr 21, 2022 · Amount on Record
Prior Sale	Sep 27, 2016 · Amount on Record
Deed Document Number	202210
Deed Book / Page	161 / 33
Prior Transfer Date	Oct 11, 2019
Prior Transfer Doc	0005900245
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 21, 2022
Property Address	405 W 19TH ST, COVINGTON, KY 41014-1139
Document Number	0005900010
Book / Page	161 / 33
Map Reference	MB 66 PG 640 PL 335
Instrument Date	Apr 19, 2022
Instrument	22042105900010
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 141, WAUNAKEE, WI 53597-0141

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	422 GREENUP ST, COVINGTON, KY 41011-2520

Mortgage

Document Number	0005900011
Date	Apr 21, 2022
Instrument	22042105900011

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	325 Months
Due	May 1, 2049

December 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	KENTON KY
Recording Date	Dec 6, 2019
Property Address	405 W 19TH ST, COVINGTON, KY 41014-1139
Document Number	0000000245
Book / Page	0C6821 / 000047
Instrument Date	Oct 11, 2019
Instrument	245
Transaction Type	Transfer
Record Updated	Dec 23, 2019
Title Company	WESTCOR LTIC INVESTOR SERVICES, WESTCOR LTIC INVESTOR SVCS

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1263 HANOVER TRL WAUNAKEE WI 535972648, WAUNAKEE, WI 53597-2648

Mortgage

Document Number	246
Date	Dec 6, 2019
Book Page	0C6821/000055
Instrument	246

Lender

Name	COREVEST AMERICAN FIN LENDER L
Address	1920 MAIN ST # 850, IRVINE, CA 92614-7285

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Dec 5, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,656.00 (-0.54%)	$125,000 (-) Land $5,000 Building $120,000	$125,000 (-) Land $5,000 Building $120,000
2023	$1,665.00	$125,000 Land $5,000 Building $120,000	$125,000 Land $5,000 Building $120,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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