417 Spring Lake Blvd, Sebring, FL 33876 Property Records

Highlands County property record for 417 Spring Lake Blvd, Sebring, FL 33876

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,342 sqft · built 1974
Lot Size	0.502 acres (21,850 sqft)
Owner	2 Individual Names on Record
Last Sale	$267,000 (Nov 2021)
Tax Bill	$3,719 (2024)
Deeds & Mortgages	Jan 2024 Mortgage Nov 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C-15-35-30-020-00N0-0080`

Property Details

APN / Parcel Number

Primary APN	`C-15-35-30-020-00N0-0080`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,342 sqft Living Area
Gross Area	2,990 sqft
1st Floor Area	1,858 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1994
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	21,850 sqft (0.502 acres)
Lot Dimensions	190 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	648 sqft
Driveway	Concrete Driveway
Driveway Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	49 sqft
Porch	Florida Room
Porch Area	1,228 sqft
Deck Area	144 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	417 SPRING LAKE BLVD
City	SEBRING
State	FL
Zip	33876-6149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SPRING LAKE VILLAGE II PB 9-PG 43 LOT 8 BLK N
Legal Range	30E
Legal Township	35S
Legal Section	15
Legal Subdivision	SPRING LAKE VILL 02
Legal Block	N
Legal Lot Number	8
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3042
Census Tract	961000

Owner

Source: Highlands County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	417 SPRING LAKE BLVD, SEBRING, FL 33876-6149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Deed of Trust, Mortgage · FHA Mortgage BELL BANK
Nov 18, 2021	Warranty Deed, Transfer · FHA Mortgage BELL BANK
Jun 1, 2023	Correction Deed CAPSTONE TITLE LLC
Aug 24, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 6, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2021 · Amount on Record
Deed Sale	Nov 18, 2021 · Amount on Record
Prior Sale	Dec 6, 2017 · Amount on Record
Deed Document Number	20212064926
Deed Book / Page	2866 / 867
Prior Transfer Date	Nov 15, 2021
Prior Transfer Doc	0002153810
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	417 SPRING LAKE BLVD, SEBRING, FL 33876-6149
Transaction Type	Mortgage
Record Updated	Jan 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 SPRING LAKE BLVD, SEBRING, FL 33876-6149

Mortgage

Document Number	0002184424
Date	Jan 3, 2024
Book Page	3018/1329
Instrument	2184424

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58102

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	477 Months
Due	Oct 1, 2063

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Nov 18, 2021
Property Address	417 SPRING LAKE BLVD, SEBRING, FL 33876-6149
Document Number	0002064926
Book / Page	2866 / 867
Map Reference	MB 9 PG 43
Instrument Date	Nov 15, 2021
Instrument	2064926
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,869.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1730 NW 106TH TER, 1730, PEMBROKE PINES, FL 33026-2802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 SPRING LAKE BLVD, SEBRING, FL 33876-6149

Mortgage

Document Number	0002866869
Date	Nov 18, 2021
Instrument	2866/869

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

June 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 1, 2023
Property Address	417 SPRING LAKE BLVD, SEBRING, FL 33876-6149
Document Number	0002153810
Book / Page	2978 / 1119
Map Reference	MB 9 PG 43
Instrument Date	Nov 15, 2021
Instrument	2153810
Record Updated	Jun 13, 2023
Title Company	CAPSTONE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1730 NW 106TH TER, PEMBROKE PINES, FL 33026-2802

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	417 SPRING LAKE BLVD, SEBRING, FL 33876-6149

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 24, 2021
Property Address	417 SPRING LAKE BLVD, SEBRING, FL 33876-6149
Document Number	0002050376
Book / Page	2846 / 625
Map Reference	MB 9 PG 43
Instrument Date	Aug 16, 2021
Instrument	2050376
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5960 NW 40TH ST, 5960, VIRGINIA GARDENS, FL 33166-5725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1730 NW 106TH TER, PEMBROKE PINES, FL 33026-2802

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jan 9, 2019
Property Address	417 SPRING LAKE BLVD, SEBRING, FL 33876-6149
Document Number	0001924504
Book / Page	002672 / 001808
Instrument Date	Jan 9, 2019
Instrument	1924504
Transaction Type	Transfer
Record Updated	Jan 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	256 PERKINS LN FRANKFORT KY 406019462, FRANKFORT, KY 40601-9462

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 6, 2017
Property Address	417 SPRING LAKE BLVD, SEBRING, FL 33876-6149
Document Number	0001875661
Book / Page	002610 / 001336
Instrument Date	Dec 5, 2017
Instrument	1875661
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$717.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1730 NW 106TH TER PEMBROKE PINES FL 330262802, PEMBROKE PINES, FL 33026-2802

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$269,434 (-1.29%)	$280,315 (+2.69%) Land $18,500 Building $261,815
2024	$3,719.00 (-3.93%)
2023	$3,871.00 (+1.9%) Homeowner's exemption	$272,961 (+22.07%) Land $16,500 Building $256,461	$272,961 (+22.07%) Land $16,500 Building $256,461
2022	$3,799.00	$223,605 Land $14,000 Building $209,605	$223,605 Land $14,000 Building $209,605

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	11 (2004–2017)
Claims Outside the SFHA	7 of 11
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE IMPROVEMENT DISTIRCT serves 4,098 people · EPA ID FL5280266
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Conexon Connect, Verizon.

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