8710 SW 21ST ST DAVIE FL 333245212, DAVIE, FL 33324-5212
Mortgage
Document Number
1951275
Date
Aug 7, 2019
Book Page
002706/000887
Instrument
1951275
Lender
Name
TIMOTHY & TONYA L WOODS
Address
7920 CASH ST, SEBRING, FL 33876-9600
Special Notes
Seller Financed
Agreement
Type
Construction Mortgage
Amount
Amount on Record
Term
12 Months
Due
Aug 6, 2020
Interest
Rate
3%
August 2017: Loan Modification, Mortgage
Document Type
Loan Modification
Jurisdiction
HIGHLANDS FL
Property Address
432 SPRING LAKE BLVD, SEBRING, FL 33876-6148
Document Number
0001867053
Book / Page
002600 / 000772
Instrument Date
Aug 1, 2017
Transaction Type
Mortgage
Record Updated
Oct 17, 2017
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
432 SPRING LAKE BLVD SEBRING FL 338766148, SEBRING, FL 33876-6148
Mortgage
Document Number
0001867053
Date
Oct 2, 2017
Book Page
002600/000772
Instrument
1867053
Lender
Name
PNC BK
Type
Bank
Address
MIAMISBURG, OH 45342
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
480 Months
Due
Oct 1, 2057
Interest
Rate Type
Fixed Rate
Tax Assessment & Valuation
The 2025 property tax bill for 432 Spring Lake Blvd was $2,475 with a homeowner's exemption, up 4.2% from the year before.
Source: Highlands County assessment roll, as of December 10, 2025
Property Jurisdictions
Type
Name
State
Florida
County
Highlands County
Unified School District
Highlands County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$2,475.00 (+4.21%)Homeowner's exemption
$171,549
$197,554Land $18,500Building $179,054
2024
$2,375.00 (+3.71%)
2023
$2,290.00 (+1.96%)Homeowner's exemption
$160,468 (+3%)
$190,048 (+21.99%)Land $16,500Building $173,548
2022
$2,246.00Homeowner's exemption
$155,794Land $14,000Building $141,794
$155,794Land $14,000Building $141,794
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 432 Spring Lake Blvd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 8 (10% premium discount)
Nearby Flood Policies
8 in force
Nearby Flood Claims
11 (2004–2017)
Claims Outside the SFHA
7 of 11
Most Recent Claim
Sep 2017 · Hurricane Irma
Claims by Event
Hurricane Irma, Sep 2017 · 6 claims
Hurricane Frances, Sep 2004 · 2 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 432 Spring Lake Blvd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood
0.1% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SPRING LAKE IMPROVEMENT DISTIRCT serves 4,098 people · EPA ID FL5280266
Water Source
Groundwater
Last State Inspection
May 2025
Lead
2 ppb (2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
6 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025