425 Spring Lake Blvd, Sebring, FL 33876 Property Records

Highlands County property record for 425 Spring Lake Blvd, Sebring, FL 33876

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,738 sqft · built 1974
Lot Size	0.502 acres (21,850 sqft)
Owner	Individual Name on File
Last Sale	$239,900 (May 2026)
Tax Bill	$1,653 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C-15-35-30-020-00N0-0090`

Property Details

APN / Parcel Number

Primary APN	`C-15-35-30-020-00N0-0090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Units	2 Units
Stories	1 Story
Building Area	1,738 sqft Living Area
Gross Area	2,433 sqft
1st Floor Area	1,738 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1982
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	21,850 sqft (0.502 acres)
Lot Dimensions	190 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	515 sqft
Driveway	Concrete Driveway
Driveway Area	544 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	205 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	425 SPRING LAKE BLVD
City	SEBRING
State	FL
Zip	33876-6149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SPRING LAKE VILLAGE II PB 9-PG 43 LOT 9 BLK N
Legal Range	30E
Legal Township	35S
Legal Section	15
Legal Subdivision	SPRING LAKE VILL 02
Legal Block	N
Legal Lot Number	9
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3042
Census Tract	961000

Owner

425 Spring Lake Blvd is owned and occupied by an individual who bought it in May 2026.

Source: Highlands County records, as of June 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	425 SPRING LAKE BLVD, SEBRING, FL 33876-6149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Warranty Deed, Transfer · FHA Mortgage NEWREZ LLC
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage METROPLEX MORTGAGE SERVICES INC
Jun 1, 2018	Loan Modification, Mortgage · Conventional with PMI JPMORGAN CHASE BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on File
Deed Sale	May 29, 2026 · Amount on File
Prior Sale	Jan 15, 2016 · Amount on File
Deed Document Number	20262315042
Deed Book / Page	3195 / 1203
Prior Transfer Date	Aug 20, 2014
Prior Transfer Doc	0001744163
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 29, 2026
Property Address	425 SPRING LAKE BLVD, SEBRING, FL 33876-6149
Document Number	0002315042
Book / Page	3195 / 1203
Instrument Date	May 26, 2026
Instrument	20262315042
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$169,609.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 SPRING LAKE BLVD, SEBRING, FL 33876-6149

Mortgage

Document Number	0002315043,
Date	May 29, 2026
Instrument	20262315043

Lender

Name	NEWREZ LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	425 SPRING LAKE BLVD, SEBRING, FL 33876-6149
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001991649
Date	Jul 15, 2020
Book Page	2762/1088
Instrument	1991649

Lender

Name	METROPLEX MORTGAGE SERVICES INC
Type	Mortgage Company
Address	TAMPA, FL 33614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIGHLANDS FL
Property Address	425 SPRING LAKE BLVD, SEBRING, FL 33876-6149
Document Number	0001903209
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Jul 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 SPRING LAKE BLVD SEBRING FL 338766149, SEBRING, FL 33876-6149

Mortgage

Document Number	0001903209
Date	Jul 6, 2018
Book Page	002644/001638
Instrument	1903209

Lender

Name	JPMORGAN CHASE BK NA
Address	COLUMBUS, OH 43219-6009

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 425 Spring Lake Blvd was $1,653 with a homeowner's exemption, up 12.8% from the year before.

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,653.00 (+12.76%) Homeowner's exemption	$110,985	$200,818 Land $18,500 Building $182,318
2024	$1,466.00 (+5.62%)
2023	$1,388.00 (+2.97%) Homeowner's exemption	$95,277 (+3%)	$184,265 (+21.22%) Land $16,500 Building $167,765
2022	$1,348.00 Homeowner's exemption	$92,502	$152,009 Land $14,000 Building $138,009

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 425 Spring Lake Blvd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	11 (2004–2017)
Claims Outside the SFHA	7 of 11
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Spring Lake Blvd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE IMPROVEMENT DISTIRCT serves 4,098 people · EPA ID FL5280266
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Conexon Connect, Verizon.

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