400 Spring Lake Blvd, Sebring, FL 33876 Property Records

Highlands County property record for 400 Spring Lake Blvd, Sebring, FL 33876

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,298 sqft · built 1977
Lot Size	0.502 acres (21,850 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Apr 2026)
Tax Bill	$3,920 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Mar 2022 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`C-15-35-30-020-00M0-0190`

Property Details

APN / Parcel Number

Primary APN	`C-15-35-30-020-00M0-0190`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,298 sqft Living Area
Gross Area	2,285 sqft
1st Floor Area	1,298 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1998
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	21,850 sqft (0.502 acres)
Lot Dimensions	190 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	777 sqft
Driveway	Concrete Driveway
Driveway Area	680 sqft
Parking Spaces	4 Parking Spaces
Pool Area	338 sqft
Porch	Screened Porch
Porch Area	578 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	400 SPRING LAKE BLVD
City	SEBRING
State	FL
Zip	33876-6148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SPRING LAKE VILLAGE II PB 9-PG 43 LOT 19 BLK M
Legal Range	30E
Legal Township	35S
Legal Section	15
Legal Subdivision	SPRING LAKE VILL 02
Legal Block	M
Legal Lot Number	19
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3041
Census Tract	961000

Owner

400 Spring Lake Blvd is owned and occupied by two individuals who bought it in April 2026.

Source: Highlands County records, as of April 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	400 SPRING LAKE BLVD, SEBRING, FL 33876-6148
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Warranty Deed, Transfer · Conventional Mortgage METROPOLE MORTGAGE SERVICES
Mar 31, 2022	Warranty Deed, Transfer · Commercial Mortgage FIRST SOUTHERN BANK
Sep 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK
Aug 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK
Jan 30, 2019	Warranty Deed, Transfer SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE
Jan 16, 2019	Warranty Deed, Transfer · Commercial Mortgage FIDUS FINANCE LLC
Jan 15, 2019	Special Warranty Deed, Transfer ATTORNEY
Oct 30, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2026 · Amount on File
Deed Sale	Apr 10, 2026 · Amount on File
Prior Sale	Mar 31, 2022 · Amount on File
Deed Document Number	20262307773
Deed Book / Page	3185 / 594
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 10, 2026
Property Address	400 SPRING LAKE BLVD, SEBRING, FL 33876-6148
Document Number	0002307773
Book / Page	3185 / 594
Instrument Date	Apr 8, 2026
Instrument	20262307773
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	400 SPRING LAKE BLVD, SEBRING, FL 33876-6148

Mortgage

Document Number	0002307774,
Date	Apr 10, 2026
Instrument	20262307774

Lender

Name	METROPOLE MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 31, 2022
Property Address	400 SPRING LAKE BLVD, SEBRING, FL 33876-6148
Document Number	0002085425
Book / Page	2894 / 1180
Map Reference	MB 9 PG 43
Instrument Date	Mar 25, 2022
Instrument	2085425
Transaction Type	Transfer
Record Updated	Apr 12, 2022
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2106 OSBORN ST, 2106, BURLINGTON, IA 52601-4417

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6154 SWEDEN BLVD, PUNTA GORDA, FL 33982-8102

Mortgage

Document Number	0028941183
Date	Mar 31, 2022
Instrument	2894/1183

Lender

Name	FIRST SOUTHERN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2042

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	400 SPRING LAKE BLVD, SEBRING, FL 33876-6148
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001955208
Date	Sep 10, 2019
Book Page	2711/1344
Instrument	1955208

Lender

Name	BANK
Type	Bank
Address	BURLINGTON, IA 52601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2039

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	400 SPRING LAKE BLVD, SEBRING, FL 33876-6148
Document Number	0001957760
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2106 OSBORN ST BURLINGTON IA 526014417, BURLINGTON, IA 52601-4417

Mortgage

Document Number	0001957760
Date	Sep 26, 2019
Book Page	002714/001736
Instrument	1957760

Lender

Name	BANK
Address	1403 S ROOSEVELT AVE, BURLINGTON, IA 52601-1583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 25, 2039

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jan 30, 2019
Property Address	400 SPRING LAKE BLVD, SEBRING, FL 33876-6148
Document Number	0001927152
Book / Page	002675 / 001628
Instrument Date	Jan 28, 2019
Instrument	1927152
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE

Transaction

Amount	Amount on Record
Tax	$934.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2106 OSBORN ST BURLINGTON IA 526014417, BURLINGTON, IA 52601-4417

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jan 16, 2019
Property Address	400 SPRING LAKE BLVD, SEBRING, FL 33876-6148
Document Number	0001925360
Book / Page	2673 / 1627
Map Reference	MB 9 PG 43
Instrument Date	Jan 10, 2019
Instrument	1925360
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	SOUTH RIDGE ABSTRACT & TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	61011 S E 5TH CT, 61011, DEERFIELD BEACH, FL 33441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 SE 5TH CT, DEERFIELD BEACH, FL 33441-5917

Mortgage

Document Number	0001925361
Date	Jan 16, 2019
Instrument	1925361

Lender

Name	FIDUS FINANCE LLC

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 10, 2020

January 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jan 15, 2019
Property Address	400 SPRING LAKE BLVD, SEBRING, FL 33876-6148
Document Number	0001925193
Book / Page	2673 / 1207
Map Reference	MB 9 PG 43
Instrument Date	Dec 4, 2018
Instrument	1925193
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$665.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	635 WOODWARD AVE, 635, DETROIT, MI 48226-3408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 SE 5TH CT, DEERFIELD BEACH, FL 33441-5917

October 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 30, 2018
Property Address	400 SPRING LAKE BLVD, SEBRING, FL 33876-6148
Document Number	0001916427
Book / Page	002662 / 000618
Instrument Date	Oct 16, 2018
Instrument	1916427
Transaction Type	Foreclosure
Record Updated	Nov 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$680.40
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	255 S ORANGE AVE #900 ORLANDO FL 328013454, 900, ORLANDO, FL 32801-3454

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$258,952 Land $18,500 Building $240,452	$258,952 Land $18,500 Building $240,452
2024	$3,920.00 (-3.9%)
2023	$4,079.00 (+21.94%)	$253,730 (+19.35%) Land $16,500 Building $237,230	$253,730 (+19.35%) Land $16,500 Building $237,230
2022	$3,345.00	$212,592 Land $14,000 Building $198,592	$212,592 Land $14,000 Building $198,592

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 Spring Lake Blvd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	11 (2004–2017)
Claims Outside the SFHA	7 of 11
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Spring Lake Blvd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE IMPROVEMENT DISTIRCT serves 4,098 people · EPA ID FL5280266
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Conexon Connect, Verizon.

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