417 E Cleveland St, Ladd, IL 61329 Property Records

Bureau County property record for 417 E Cleveland St, Ladd, IL 61329

Property Summary

Property Type	Single Family Home
Details	built 1910
Lot Size	0.689 acres (30,000 sqft)
Owner	2 Individual Names on File
Last Sale	$38,000 (Feb 2021)
Tax Bill	$3,581 (2025)
Deeds & Mortgages	Oct 2025 Transfer Aug 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-15-101-032`

Property Details

APN / Parcel Number

Primary APN	`18-15-101-032`
Alternative APN	`3232A`

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	30,000 sqft (0.689 acres)
Lot Dimensions	300 ft deep x 100 ft wide

Location & Zoning

Account Number	1815101032
Street Address	417 E CLEVELAND ST
City	LADD
State	IL
Zip	61329-9769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LADD-GRANFIELDS 1ST ADD. LS 3-4 (100X300)
Legal Range	11
Legal Township	16
Legal Section	15
Legal Subdivision	GRANFIELDS FIRST
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	1
Census Block	1067
Census Tract	965100

Owner

417 E Cleveland St is owned and occupied by two individuals who acquired it in September 2025.

Source: Bureau County records, as of May 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	417 E CLEVELAND ST, LADD, IL 61329-9769
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BANK
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BANK
Feb 25, 2021	Warranty Deed, Transfer
Feb 25, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2021 · Amount on File
Deed Sale	Feb 25, 2021 · Amount on File
Prior Sale	Feb 25, 2021 · Amount on File
Deed Document Number	2021804
Last Transfer Date	Sep 15, 2025
Transfer Doc	2025R03417
Record Updated	Jun 8, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUREAU IL
Recording Date	Oct 8, 2025
Property Address	417 E CLEVELAND ST, LADD, IL 61329-9769
Document Number	2025R03417
Instrument Date	Sep 15, 2025
Instrument	2025R03417
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 E CLEVELAND ST, LADD, IL 61329-9769

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	417 E CLEVELAND ST, LADD, IL 61329-9769
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R02965
Date	Aug 8, 2022
Instrument	2022R02965

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 2, 2027

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	417 E CLEVELAND ST, LADD, IL 61329-9769
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R02099
Date	May 17, 2021
Instrument	2021R02099

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 11, 2031

Interest

Rate Type	Adjustable Rate

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Feb 25, 2021
Property Address	417 E CLEVELAND ST, LADD, IL 61329-9769
Document Number	2021R00803
Instrument Date	Feb 22, 2021
Instrument	2021R00803
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount on Record
Tax	$144.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 E CLEVELAND ST, LADD, IL 61329-9769

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Feb 25, 2021
Property Address	417 E CLEVELAND ST, LADD, IL 61329-9769
Document Number	2021R00804
Instrument Date	Feb 22, 2021
Instrument	2021R00804
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 E CLEVELAND ST, LADD, IL 61329-9769

Tax Assessment & Valuation

The 2025 property tax bill for 417 E Cleveland St was $3,581 with a homeowner's exemption, up 2% from the year before.

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Ladd Village
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Ladd Community Consolidated School District 94 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,581.00 (+19.97%) Homeowner's exemption	$46,536 (+8.56%) Land $8,971 Building $37,565	$139,608 (+8.56%) Land $26,913 Building $112,695
2024	$2,985.00 Homeowner's exemption	$42,867 (+6.64%) Land $8,264 Building $34,603	$128,601 (+6.64%) Land $24,792 Building $103,809
2023		$40,197 (+8.41%) Land $7,749 Building $32,448	$120,591 (+8.41%) Land $23,247 Building $97,344
2022	$3,110.00	$37,079 Land $7,148 Building $29,931	$111,237 Land $21,444 Building $89,793

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 417 E Cleveland St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 417 E Cleveland St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADD serves 1,263 people · EPA ID IL0110450
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: IVNet.

Nearby Properties on E Cleveland St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures