534 E Cleveland St, Ladd, IL 61329 Property Records

Bureau County property record for 534 E Cleveland St, Ladd, IL 61329

Property Summary

Property Type	Single Family Home
Details	built 1951
Lot Size	0.203 acres (8,861 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Jun 2021)
Tax Bill	$3,211 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-10-386-006`

Property Details

APN / Parcel Number

Primary APN	`18-10-386-006`
Alternative APN	`3217`

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	8,861 sqft (0.203 acres)

Location & Zoning

Account Number	1810386006
Street Address	534 E CLEVELAND ST
City	LADD
State	IL
Zip	61329-9771
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LADD L 8 BLK 61 D 21-2856
Legal Range	11
Legal Township	16
Legal Section	10
Legal Block	61
Legal Lot Number	8
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	1
Census Block	1077
Census Tract	965100

Owner

534 E Cleveland St is owned by an individual who bought it in June 2021.

Source: Bureau County records, as of May 8, 2026

Owner of Record	Individual Name on File
Mailing Address	319 GENTLEMAN RD, OTTAWA, IL 61350-4049
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK
Jul 16, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 29, 2021	Joint Tenancy Deed, Transfer · Conventional Mortgage SPRING VALLEY CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2021 · Amount on File
Deed Sale	Jun 29, 2021 · Amount on File
Deed Document Number	20212856
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Jul 16, 2026
Property Address	534 E CLEVELAND ST, LADD, IL 61329-9771
Document Number	0000002525
Instrument Date	Jul 8, 2026
Instrument	20262525
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,997.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 GOLF COURSE RD, SPRING VALLEY, IL 61362-9142

Mortgage

Document Number	0000002526,
Date	Jul 16, 2026
Instrument	20262526

Lender

Name	CENTRAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.25%
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUREAU IL
Recording Date	Jul 16, 2026
Property Address	534 E CLEVELAND ST, LADD, IL 61329-9771
Document Number	0000002524
Instrument Date	Jul 3, 2026
Instrument	20262524
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	534 E CLEVELAND ST, LADD, IL 61329-9771

June 2021: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	BUREAU IL
Recording Date	Jun 29, 2021
Property Address	534 E CLEVELAND ST, LADD, IL 61329-9771
Document Number	2021R02856
Instrument Date	Jun 28, 2021
Instrument	2021R02856
Transaction Type	Transfer
Record Updated	May 7, 2024

Transaction

Amount	Amount on Record
Tax	$105.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	534 E CLEVELAND ST, LADD, IL 61329-9771

Mortgage

Document Number	2021R02857
Date	Jun 29, 2021
Instrument	2021R02857

Lender

Name	SPRING VALLEY CITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	2.38%

Mortgage

Document Number	2021R02858
Date	Jun 29, 2021
Instrument	2021R02858

Lender

Name	SPRING VALLEY CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 534 E Cleveland St was $3,211.

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Ladd Village
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Ladd Community Consolidated School District 94 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,211.00	$31,023 Land $4,951 Building $26,072	$93,069 Land $14,853 Building $78,216
2023		$26,798 Land $4,277 Building $22,521	$80,394 Land $12,831 Building $67,563
2022	$2,948.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 534 E Cleveland St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 534 E Cleveland St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADD serves 1,263 people · EPA ID IL0110450
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: IVNet.

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