403 E Cleveland St, Ladd, IL 61329 Property Records

Bureau County property record for 403 E Cleveland St, Ladd, IL 61329

Property Summary

Property Type	Rural Home
Details	built 1941
Lot Size	0.873 acres (38,039 sqft)
Owner	Individual Name on File
Tax Bill	$7,115 (2025)
Deeds & Mortgages	Jan 2018 Transfer Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-15-101-042`

Property Details

APN / Parcel Number

Primary APN	`18-15-101-042`
Alternative APN	`13-3233`

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Lot Area	38,039 sqft (0.873 acres)

Location & Zoning

Account Number	1815101042
Street Address	403 E CLEVELAND ST
City	LADD
State	IL
Zip	61329-9769
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LADD- GRANFIELD'S FIRST ADD. L5-6 E 1/2 L 7 D 18-0024
Legal Range	11
Legal Township	16
Legal Section	15
Legal Subdivision	GRANFIELDS FIRST
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	1
Census Block	1067
Census Tract	965100

Owner

403 E Cleveland St, a rural home, is owned and occupied by an individual who acquired it in December 2017.

Source: Bureau County records, as of May 8, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 104, LADD, IL 61329-0104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2018	Intrafamily Transfer, Transfer
Sep 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage EUREKA SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 27, 2017
Transfer Doc	2018R00024
Record Updated	Jun 8, 2026

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUREAU IL
Recording Date	Jan 2, 2018
Property Address	403 E CLEVELAND ST, LADD, IL 61329-9769
Document Number	2018R00024
Instrument Date	Dec 27, 2017
Instrument	2018R00024
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 104, LADD, IL 61329-0104

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	403 E CLEVELAND ST, LADD, IL 61329-9769
Transaction Type	Mortgage
Record Updated	Sep 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017R03632
Date	Sep 5, 2017
Instrument	2017R03632

Lender

Name	EUREKA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 403 E Cleveland St was $7,115 with a homeowner's exemption, up 5.3% from the year before.

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Ladd Village
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Ladd Community Consolidated School District 94 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,115.00 (+5.34%) Homeowner's exemption	$75,246 (+8.56%) Land $11,228 Building $64,018	$225,738 (+8.56%) Land $33,684 Building $192,054
2024	$6,754.00	$69,313 (+6.64%) Land $10,343 Building $58,970	$207,939 (+6.64%) Land $31,029 Building $176,910
2023		$64,997 Land $9,699 Building $55,298	$194,991 Land $29,097 Building $165,894
2022	$6,260.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 E Cleveland St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 E Cleveland St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADD serves 1,263 people · EPA ID IL0110450
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: IVNet.

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