402 E Cleveland St, Ladd, IL 61329 Property Records

Bureau County property record for 402 E Cleveland St, Ladd, IL 61329

Property Summary

Property Type	Single Family Home
Details	built 1955
Lot Size	0.24 acres (10,438 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jun 2017)
Tax Bill	$6,035 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-10-366-010`

Property Details

APN / Parcel Number

Primary APN	`18-10-366-010`
Alternative APN	`3210`

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	10,438 sqft (0.24 acres)
Lot Dimensions	125 ft deep x 83.5 ft wide

Location & Zoning

Account Number	1810366010
Street Address	402 E CLEVELAND ST
City	LADD
State	IL
Zip	61329-9732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LADD S 20.4' L 3 & L 4 BLK 60 (83.5X125') D 17-4216
Legal Range	11
Legal Township	16
Legal Section	10
Legal Subdivision	ORIGINAL TOWN NOW VILLAGE
Legal Tract	2
Legal Block	60
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	1
Census Block	1068
Census Tract	965100

Owner

402 E Cleveland St is owned and occupied by an individual who bought it in June 2017.

Source: Bureau County records, as of May 8, 2026

Owner of Record	Individual Name on File
Mailing Address	402 E CLEVELAND ST, LADD, IL 61329-9732
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 12, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 7, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2017 · Amount on File
Deed Sale	Jun 7, 2017 · Amount on File
Deed Document Number	20172315
Prior Transfer Date	Nov 21, 2005
Prior Transfer Doc	1230/658
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	402 E CLEVELAND ST, LADD, IL 61329-9732
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R04646
Date	Oct 12, 2021
Instrument	2021R04646

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2041

Interest

Rate Type	Fixed Rate

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUREAU IL
Recording Date	Oct 12, 2017
Property Address	402 E CLEVELAND ST, LADD, IL 61329-9732
Document Number	2017R04216
Instrument Date	Oct 5, 2017
Instrument	2017R04216
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 E CLEVELAND ST, LADD, IL 61329-9732

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Jun 7, 2017
Property Address	402 E CLEVELAND ST, LADD, IL 61329-9732
Document Number	2017R02315
Instrument Date	May 1, 2017
Instrument	2017R02315
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	123 N CHICAGO AVE, LADD, IL 61329-9622

Mortgage

Document Number	2017R02316
Date	Jun 7, 2017
Instrument	2017R02316

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 402 E Cleveland St was $6,035 with a homeowner's exemption, up 5.5% from the year before.

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Ladd Village
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Ladd Community Consolidated School District 94 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,035.00 (+5.47%) Homeowner's exemption	$64,818 (+8.56%) Land $5,363 Building $59,455	$194,454 (+8.56%) Land $16,089 Building $178,365
2024	$5,722.00	$59,707 (+6.64%) Land $4,940 Building $54,767	$179,121 (+6.64%) Land $14,820 Building $164,301
2023		$55,989 Land $4,632 Building $51,357	$167,967 Land $13,896 Building $154,071
2022	$5,444.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 402 E Cleveland St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 E Cleveland St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADD serves 1,263 people · EPA ID IL0110450
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: IVNet.

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