Whatcom County property record for 417 Cornerstone Dr, Sumas, WA 98295 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,976 sqft · built 2019 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Jun 2022) |
| Tax Bill | $4,310 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Dec 2019 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 400402-105434-0000 |
| Primary APN | 400402-105434-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,976 sqft Living Area |
| Gross Area | 2,584 sqft |
| 1st Floor Area | 1,976 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Patio Area | 280 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 185836 |
|---|---|
| Street Address | 417 CORNERSTONE DR |
| City | SUMAS |
| State | WA |
| Zip | 98295-9325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOVEL ESTATES DIV 2 LOT 28 |
| Legal Range | 04 |
| Legal Township | 40 |
| Legal Section | 02 |
| Legal Subdivision | HOVEL ESTATES DIV 2 |
| Legal Block | 1 |
| Legal Lot Number | 28 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | SUMAS |
| Census Block Group | 1 |
| Census Block | 1074 |
| Census Tract | 10202 |
Source: Whatcom County records · APN 400402-105434-0000
Assessment roll updated December 30, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 417 CORNERSTONE DR, SUMAS, WA 98295-9325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 01, 2022 | Warranty Deed, Transfer · Conventional Mortgage CANOPY MORTGAGE LLC |
| Dec 13, 2019 | Warranty Deed, Subdivision Related Transfer GUARDIAN NW TITLE COMPANY, GUARDIAN NW TITLE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 01, 2022 · Amount on Record |
| Deed Sale | Jun 01, 2022 · Amount on Record |
| Prior Sale | Dec 13, 2019 · Amount on Record |
| Deed Document Number | 202278 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jun 01, 2022 |
| Property Address | 417 CORNERSTONE DR, SUMAS, WA 98295-9325 |
| Document Number | 0000600078 |
| Map Reference | AF 2019-0100867 |
| Instrument Date | May 25, 2022 |
| Instrument | 2022-0600078 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2022 |
| Title Company | GUARDIAN ANGEL TITLE, GUARDIAN NORTHWEST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,365.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 417 CORNERSTONE DR, SUMAS, WA 98295-9325 |
| Document Number | 0000600079 |
|---|---|
| Date | Jun 01, 2022 |
| Instrument | 2022-0600079 |
| Name | CANOPY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 01, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.87% |
| Index | Other |
| Max Rate | 9.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Dec 13, 2019 |
| Property Address | 417 CORNERSTONE DR, SUMAS, WA 98295-9325 |
| Document Number | 2191201970 |
| Instrument Date | Dec 13, 2019 |
| Instrument | 1201970 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 27, 2019 |
| Title Company | GUARDIAN NW TITLE COMPANY, GUARDIAN NW TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,302.82 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 313 10TH ST LYNDEN WA 982641848, LYNDEN, WA 98264-1848 |
Source: Whatcom County records · Assessment roll updated December 30, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Sumas City |
| Unified School District | Nooksack Valley School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,310.00 (-1.42%) | $478,148 (-4.61%) Land $135,850 Building $342,298 | $478,148 (-4.61%) Land $135,850 Building $342,298 |
| 2022 | $501,261 Land $124,096 Building $377,165 | $501,261 Land $124,096 Building $377,165 | |
| 2021 | $4,372.00 |
Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730102021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 251 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 251 in force |
| Nearby Flood Claims | 226 (2020–2026) |
| Claims Outside the SFHA | 10 of 226 |
| Most Recent Claim | Jun 2026, other causes |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 107 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Northwest Fiber | Fiber | 6,000 / 6,000 |
| Xfinity | Cable | 2,000 / 250 |
| Declaration Networks Group | Cable | 250 / 35 |
May also be available at this address: Declaration Networks Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
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