413 Cornerstone Dr, Sumas, WA 98295 Property Records

Whatcom County property record for 413 Cornerstone Dr, Sumas, WA 98295 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2019
Square Footage2,351 sqft Living Area
Lot Size9,148 sqft (0.21 acres)
OccupancyOwner Occupied
Last Sale$464,000 (2023)
Tax Bill$4,524.00 (2025)

Property Details

APN / Parcel Number

Primary APN400402-096433-0000
Alternative APNs
  • 185837
  • 563298

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,351 sqft Living Area
Gross Area3,175 sqft Gross Area
1st Floor1,952 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialCombination Exterior
Roof MaterialComposition Shingle Roof
Lot Area9,148 sqft (0.21 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area696 sqft Garage
Patio Area432 sqft Patio

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number185837
Street Address413 CORNERSTONE DR
CitySUMAS
StateWA
Zip98295-9325
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHOVEL ESTATES DIV 2 LOT 29
Legal Range04
Legal Township40
Legal Section02
Legal SubdivisionHOVEL ESTATES DIV 2
Legal Block1
Legal Lot Number29
JurisdictionWHATCOM WA
Minor Civil DivisionSUMAS
Census Blockgroup1
Census Block1074
Census Tract10202

Owner

Source: Whatcom County records · APN 400402-096433-0000

Assessment roll updated December 30, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address413 CORNERSTONE DR, SUMAS, WA 98295-9325
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 31, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
HOUSING FIN AUTH

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 12, 2023 · Amount on Record
Deed SaleJan 12, 2023 · Amount on Record
Prior SaleJul 31, 2019 · Amount on Record
Deed Doc Number2023675
Record RefreshedSep 20, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateJan 12, 2023
Property Address413 CORNERSTONE DR, SUMAS, WA 98295-9325
Document Number0000100675
Map ReferenceAF 2019-0100867
Instrument DateJan 09, 2022
Instrument2023-0100675
Transaction TypeTransfer
Record UpdatedJan 20, 2023
Title CompanyGUARDIAN ANGEL TITLE, GUARDIAN NORTHWEST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$7,429.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1932 18TH ST, BELLINGHAM, WA 98225-8067

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 CORNERSTONE DR, SUMAS, WA 98295-9325

Mortgage

Document Number0000100676
DateJan 12, 2023
Instrument2023-0100676
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2053

July 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateJul 31, 2019
Property Address413 CORNERSTONE DR, SUMAS, WA 98295-9325
Document Number2190703571
Instrument DateJul 11, 2019
Instrument703571
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 10, 2019
Title CompanyWHATCOM LAND TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$6,938.10
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 CORNERSTONE DR SUMAS WA 98295, SUMAS, WA 98295

Mortgage

Document Number2190703573
DateJul 31, 2019
Instrument703573
Lender
NameHOUSING FIN AUTH
AddressSEATTLE, WA 98104-3601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 30, 2049

Mortgage

Document Number2190703572,
DateJul 31, 2019
Instrument703572
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
AmountAmount Recorded
Term360 Months
DueJul 30, 2049

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated December 30, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalitySumas City
Unified School DistrictNooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,524.00 (+0.96%)$501,825 (-2.33%) Land $135,850 Building $365,975$501,825 (-2.33%) Land $135,850 Building $365,975
2022$513,788 Land $124,096 Building $389,692$513,788 Land $124,096 Building $389,692
2021$4,481.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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