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414 Cornerstone Dr, Sumas, WA 98295 Property Records

Whatcom County property record for 414 Cornerstone Dr, Sumas, WA 98295 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,643 sqft · built 2021
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on File
Last Sale$513,000 (Oct 2025)
Tax Bill$4,469 (2025)
Deeds & MortgagesOct 2025 Sale
Jul 2021 Sale
+ 1 more
Flood ZoneZone X (moderate risk)
APN400402-098458-0000

Property Details

APN / Parcel Number

Primary APN400402-098458-0000
Alternative APNs
  • 185847
  • 582490
  • 620702

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,643 sqft Living Area
Gross Area2,248 sqft
1st Floor Area1,643 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area13,504 sqft (0.31 acres)
Garage TypeAttached
Garage Area547 sqft
Parking Spaces2 Parking Spaces
PorchCovered Concrete/Masonry Porch
Patio Area337 sqft

Location & Zoning

Account Number185847
Street Address414 CORNERSTONE DR
CitySUMAS
StateWA
Zip98295-9325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOVEL ESTATES DIV 2 LOT 45
Legal Range04
Legal Township40
Legal Section02
Legal SubdivisionHOVEL ESTATES DIV 2
Legal Block1
Legal Lot Number45
JurisdictionWHATCOM WA
Township / Civil DivisionSUMAS
Census Block Group1
Census Block1072
Census Tract10202

Owner

Source: Whatcom County records · APN 400402-098458-0000

Assessment roll updated December 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address414 CORNERSTONE DR, SUMAS, WA 98295-9325
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Oct 06, 2025Warranty Deed, Transfer
CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA
Jul 16, 2021Warranty Deed, Transfer
GUARDIAN ANGEL TITLE, GUARDIAN NORTHWEST TITLE
Jul 16, 2021Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 06, 2025 · Amount on Record
Deed SaleOct 06, 2025 · Amount on Record
Prior SaleJul 16, 2021 · Amount on Record
Deed Document Number2025369
Record UpdatedJun 08, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateOct 06, 2025
Property Address414 CORNERSTONE DR, SUMAS, WA 98295-9325
Document Number0001000369
Map ReferenceAF 2019-0100867
Instrument DateOct 03, 2025
Instrument2025-1000369
Transaction TypeTransfer
Record UpdatedOct 15, 2025
Title CompanyCHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

AmountAmount Recorded
Tax$8,213.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address414 CORNERSTONE DR, SUMAS, WA 98295-9325

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateJul 16, 2021
Property Address414 CORNERSTONE DR, SUMAS, WA 98295-9325
Document Number0000702816
Map ReferenceVAF 2019-0100867
Instrument DateJul 03, 2021
Instrument2021-0702816
Transaction TypeTransfer
Record UpdatedMay 27, 2022
Title CompanyGUARDIAN ANGEL TITLE, GUARDIAN NORTHWEST TITLE

Transaction

AmountAmount Recorded
Tax$1,406.60
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8460 VAHL DR, 8460, EVERSON, WA 98247-7800

Transferred To (Grantee/Buyer)

NameVerified Name

July 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateJul 16, 2021
Property Address414 CORNERSTONE DR, SUMAS, WA 98295-9325
Document Number0000702817
Map ReferenceFILE 2019-0100867
Instrument DateJun 19, 2021
Instrument2021-0702817
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 27, 2022
Title CompanyGUARDIAN ANGEL TITLE, GUARDIAN NORTHWEST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$7,493.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8755 VEDDER VIEW LN, 8755, SUMAS, WA 98295-8409

Transferred To (Grantee/Buyer)

NameVerified Name
Address566 MEEKER LN, LYNDEN, WA 98264-5500

Mortgage

Document Number0000702818
DateJul 16, 2021
Instrument2021-0702818
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated December 30, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalitySumas City
Unified School DistrictNooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,469.00 (-8.03%)$474,335 (-9.55%) Land $141,963 Building $332,372$474,335 (-9.55%) Land $141,963 Building $332,372
2024$4,859.00 (+325.85%)$524,393 (+11%) Land $137,744 Building $386,649$524,393 (+11%) Land $137,744 Building $386,649
2022$472,435 Land $124,096 Building $348,339$472,435 Land $124,096 Building $348,339
2021$1,141.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730102021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 251 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies251 in force
Nearby Flood Claims226 (2020–2026)
Claims Outside the SFHA10 of 226
Most Recent ClaimJun 2026, other causes
Claims By Storm
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 218 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 6 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 16% of Washington
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 107 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Northwest FiberFiber6,000 / 6,000
XfinityCable2,000 / 250
Declaration Networks GroupCable250 / 35

May also be available at this address: Declaration Networks Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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