Ashtabula County property record for 417 Centennial St, Geneva, OH 44041
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,068 sqft · built 1971 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Nov 2025) |
| Tax Bill | $4,066 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Nov 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-022-10-050-00 |
| Primary APN | 20-022-10-050-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,068 sqft Living Area |
| Gross Area | 1,188 sqft |
| 1st Floor Area | 880 sqft |
| Attic | Attic |
| Attic Area | 180 sqft |
| Basement Area | 96 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Raised Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 265 ft deep x 60 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
|---|---|
| Porch Area | 24 sqft |
| Patio Area | 180 sqft |
| Balcony Area | 92 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 417 CENTENNIAL ST |
|---|---|
| City | GENEVA |
| State | OH |
| Zip | 44041-1708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 103 NEARINGWOOD SUB SEC B |
| Legal Subdivision | NEARINGWOOD SUB |
| Legal Lot Number | 103 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | GENEVA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 802 |
Source: Ashtabula County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 417 CENTENNIAL ST, GENEVA, OH 44041-1708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
| Nov 18, 2025 | Warranty Deed, Transfer · FHA Mortgage FIRST OHIO HOME FINANCE INC |
| Nov 3, 2022 | Transfer on Death Deed, Transfer |
| May 24, 2018 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2025 · Amount on Record |
| Deed Sale | Nov 18, 2025 · Amount on Record |
| Prior Sale | May 24, 2018 · Amount on Record |
| Deed Document Number | 202511322 |
| Deed Book / Page | 858 / 1199 |
| Prior Transfer Date | Nov 2, 2022 |
| Prior Transfer Doc | 0000011901 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 417 CENTENNIAL ST, GENEVA, OH 44041-1708 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Title Company | FIRST MERIDIAN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000005840 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 739/778 |
| Instrument | 202100005840 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Nov 18, 2025 |
| Property Address | 417 CENTENNIAL ST, GENEVA, OH 44041-1708 |
| Document Number | 0000011322 |
| Book / Page | 858 / 1199 |
| Map Reference | MB 660 PG 163 |
| Instrument Date | Oct 2, 2025 |
| Instrument | 2025-00011322 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2025 |
| Title Company | TITLE PROFESSIONALS GROUP LIMITED, TTL PROFESSIONALS GROUP LTD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 417 CENTENNIAL ST, GENEVA, OH 44041-1708 |
| Document Number | 0008581202 |
|---|---|
| Date | Nov 18, 2025 |
| Instrument | 858/1202 |
| Name | FIRST OHIO HOME FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Nov 3, 2022 |
| Property Address | 417 CENTENNIAL ST, GENEVA, OH 44041-1708 |
| Document Number | 0000011901 |
| Book / Page | 784 / 1079 |
| Map Reference | VOL 10 PG 26 |
| Instrument Date | Nov 1, 2022 |
| Instrument | 2022-00011901 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 417 CENTENNIAL ST, GENEVA, OH 44041-1708 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | May 24, 2018 |
| Property Address | 417 CENTENNIAL ST, GENEVA, OH 44041-1708 |
| Document Number | 0000005023 |
| Book / Page | 660 / 0163 |
| Map Reference | VOL 10 PG 26 |
| Instrument Date | May 23, 2018 |
| Instrument | 201800005023 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 417 CENTENNIAL ST, GENEVA, OH 44041-1708 |
| Document Number | 0000005024 |
|---|---|
| Date | May 24, 2018 |
| Instrument | 201800005024 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,066.00 (+80.87%) | $49,850 (-) Land $9,350 Building $40,500 | $142,400 (-) Land $26,700 Building $115,700 |
| 2024 | $2,248.00 (-6.92%) Homeowner's exemption | $49,850 (-) Land $9,350 Building $40,500 | |
| 2023 | $2,415.00 (+20.21%) Homeowner's exemption | $49,850 (+21.82%) Land $9,350 Building $40,500 | $142,400 (+21.81%) Land $26,700 Building $115,700 |
| 2022 | $2,009.00 Homeowner's exemption | $40,920 Land $7,180 Building $33,740 | |
| 2020 | $116,900 Land $20,500 Building $96,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1984) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 1984 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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