380 Centennial St, Geneva, OH 44041 Property Records

Ashtabula County property record for 380 Centennial St, Geneva, OH 44041

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,230 sqft · built 1950
Lot Size0.158 acres (6,882 sqft)
OwnerIndividual Name on File
Last Sale$180,000 (Oct 2026)
Tax Bill$2,541 (2025)
Deeds & MortgagesOct 2026 Sale & Mortgage
Mar 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN20-017-00-007-00

Property Details

APN / Parcel Number

Primary APN20-017-00-007-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,230 sqft Living Area
Gross Area1,998 sqft
1st Floor Area604 sqft
Basement Area384 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1960
Architectural StyleBungalow
Exterior MaterialVinyl/Wood
Lot Area6,882 sqft (0.158 acres)
Lot Dimensions100 ft deep x 55 ft wide
View / LotNeighborhood / Spot

Exterior Amenities

PorchSlab
Porch Area104 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address380 CENTENNIAL ST
CityGENEVA
StateOH
Zip44041-1707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2 W OF CENTENNIAL
Legal SubdivisionGENEVA
Legal Lot Number1
JurisdictionASHTABULA OH
Township / Civil DivisionGENEVA
Census Block Group5
Census Block5013
Census Tract802

Owner

380 Centennial St is owned and occupied by an individual who bought it in October 2026.

Source: Ashtabula County records, as of October 21, 2026

Owner of RecordIndividual Name on File
Mailing Address380 CENTENNIAL ST, GENEVA, OH 44041-1707
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2026Warranty Deed, Transfer · Conventional Mortgage
TOWNE MORTGAGE COMPANY
Mar 19, 2026Deed of Trust, Mortgage
THE ANDOVER BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 13, 2026 · Amount on File
Deed SaleOct 13, 2026 · Amount on File
Prior SaleJun 28, 2002 · Amount on File
Deed Document Number20269647
Deed Book / Page882 / 1405
Record UpdatedOct 29, 2026

October 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHTABULA OH
Recording DateOct 13, 2026
Property Address380 CENTENNIAL ST, GENEVA, OH 44041-1707
Document Number0000009647
Book / Page882 / 1405
Instrument DateOct 8, 2026
Instrument20269647
Transaction TypeTransfer
Record UpdatedOct 20, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$72,720.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009648,
DateOct 13, 2026
Instrument20269648
Lender
NameTOWNE MORTGAGE COMPANY
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address380 CENTENNIAL ST, GENEVA, OH 44041-1707
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002279
DateMar 19, 2026
Book Page866/157
Instrument2026-00002279
Lender
NameTHE ANDOVER BANK
TypeBank
AddressSTOW, OH 44224
Agreement
AmountAmount on Record
Term181 Months
DueApr 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 380 Centennial St was $2,541, down 3.3% from the year before.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Area City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,541.00 (-3.27%)$31,150 (-) Land $6,160 Building $24,990$89,000 (-) Land $17,600 Building $71,400
2024$2,627.00 (+73.74%)$31,150 (-) Land $6,160 Building $24,990$89,000 (-) Land $17,600 Building $71,400
2023$1,512.00 (+20.19%) Homeowner's exemption$31,150 (+21.87%) Land $6,160 Building $24,990$89,000 Land $17,600 Building $71,400
2022$1,258.00 Homeowner's exemption$25,560 Land $4,730 Building $20,830
2020$73,000 Land $13,500 Building $59,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 380 Centennial St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1979–2024)
Claims Outside the SFHA1 of 3
Most Recent ClaimJun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 380 Centennial St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA CITY PWS
serves 5,924 people · EPA ID OH0401712
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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