420 Centennial St, Geneva, OH 44041 Property Records

Ashtabula County property record for 420 Centennial St, Geneva, OH 44041

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,098 sqft · built 1948
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$100,540 (Apr 2020)
Tax Bill	$3,124 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-017-00-004-00`

Property Details

APN / Parcel Number

Primary APN	`20-017-00-004-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,098 sqft Living Area
1st Floor Area	1,098 sqft
Attic	Attic
Attic Area	138 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	100 ft deep x 85 ft wide
View / Lot	Neighborhood / Spot
Patio Area	138 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	420 CENTENNIAL ST
City	GENEVA
State	OH
Zip	44041-1709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 S E & 16 N E
Legal Subdivision	CONNECTICUT WESTERN RESERVE
Legal Lot Number	1
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	5
Census Block	5013
Census Tract	802

Owner

420 Centennial St is owned by two individuals who bought it in April 2020.

Source: Ashtabula County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1500 VANDIVER DR, COLUMBIA, MO 65202-3932
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2020 · Amount on File
Deed Sale	Apr 28, 2020 · Amount on File
Prior Sale	Sep 30, 2002 · Amount on File
Deed Document Number	20203828
Deed Book / Page	707 / 554
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Apr 28, 2020
Property Address	420 CENTENNIAL ST, GENEVA, OH 44041-1709
Document Number	0000003828
Book / Page	000707 / 000554
Instrument Date	Apr 24, 2020
Instrument	3828
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$402.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1500 VANDIVER DR COLUMBIA MO 652023932, COLUMBIA, MO 65202-3932

Mortgage

Document Number	3829
Date	Apr 28, 2020
Book Page	000707/000557
Instrument	3829

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 420 Centennial St was $3,124.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,124.00	$38,300 Land $8,580 Building $29,720	$109,400 Land $24,500 Building $84,900
2023	$1,857.00 (+20.43%) Homeowner's exemption	$38,300 (+22.13%) Land $8,580 Building $29,720	$109,400 Land $24,500 Building $84,900
2022	$1,542.00 Homeowner's exemption	$31,360 Land $6,580 Building $24,780
2020			$89,600 Land $18,800 Building $70,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 420 Centennial St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 Centennial St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20