397 Centennial St, Geneva, OH 44041 Property Records

Ashtabula County property record for 397 Centennial St, Geneva, OH 44041

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,085 sqft · built 1950
Lot Size	0.31 acres (13,504 sqft)
Owner	Company Name on File
Last Sale	$50,000 (May 2008)
Tax Bill	$2,295 (2025)
Deeds & Mortgages	Aug 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20-022-10-049-00`

Property Details

APN / Parcel Number

Primary APN	`20-022-10-049-00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,085 sqft Living Area
Gross Area	1,645 sqft
1st Floor Area	775 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	220 ft deep x 60 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	200 sqft
Canopy	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	397 CENTENNIAL ST
City	GENEVA
State	OH
Zip	44041-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	104 NEARINGWOOD SUB B
Legal Subdivision	NEARINGWOOD SUB
Legal Lot Number	104
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	2
Census Block	2007
Census Tract	802

Owner

397 Centennial St is owned by a company that acquired it in March 2021.

Source: Ashtabula County records, as of May 27, 2026

Owner of Record	Company Name on File
Mailing Address	6635 HARBORSIDE LNDG, MENTOR, OH 44060-4584
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2008 · Amount on File
Deed Sale	May 19, 2008 · Amount on File
Deed Document Number	20085622
Deed Book / Page	434 / 26
Last Transfer Date	Mar 18, 2021
Transfer Doc	0000010183
Record Updated	Oct 29, 2026

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHTABULA OH
Recording Date	Aug 19, 2021
Property Address	397 CENTENNIAL ST, GENEVA, OH 44041-1706
Document Number	0000010183
Book / Page	747 / 2470
Map Reference	VOL 10 PG 26
Instrument Date	Mar 18, 2021
Instrument	202100010183
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6635 HARBORSIDE LNDG, MENTOR, OH 44060-4584

Tax Assessment & Valuation

The 2025 property tax bill for 397 Centennial St was $2,295.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,295.00	$28,140 Land $9,170 Building $18,970	$80,400 Land $26,200 Building $54,200
2023	$1,393.00 (-43.76%)	$28,140 (+22.94%) Land $9,170 Building $18,970	$80,400 Land $26,200 Building $54,200
2022	$2,477.00	$22,890 Land $7,070 Building $15,820
2020			$65,400 Land $20,200 Building $45,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 397 Centennial St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 397 Centennial St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20