Orange County property record for 4162 Costero Risco, San Clemente, CA 92673 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,325 sqft · built 2002 |
| Lot Size | 0.176 acres (7,673 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $900,000 (Mar 2014) |
| Tax Bill | $12,764 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Aug 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 678-151-21 |
| Primary APN | 678-151-21 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,325 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 7,673 sqft (0.176 acres) |
| Garage Area | 438 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 4162 COSTERO RISCO |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-6408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 15562 BLK LOT 19 |
| Legal Subdivision | TR 15562 |
| Legal Tract | 15562 |
| Legal Lot Number | 19 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 42112 |
Source: Orange County records · APN 678-151-21
Assessment roll updated August 6, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4162 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 07, 2018 | Deed of Trust, Mortgage · Line of Credit CITIBANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 21, 2014 · Amount on Record |
| Deed Sale | Mar 21, 2014 · Amount on Record |
| Prior Sale | Aug 14, 2002 · Amount on Record |
| Deed Document Number | 2014107980 |
| Last Transfer Date | Sep 15, 2016 |
| Transfer Doc | 0000467334 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jun 17, 2026 |
| Property Address | 4162 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Document Number | 0000175706 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 2026175706 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4162 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Document Number | 0000175706, |
|---|---|
| Date | Jun 17, 2026 |
| Instrument | 2026175706 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 4162 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4162 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Document Number | 0000287739 |
|---|---|
| Date | Aug 25, 2022 |
| Instrument | 2022000287739 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 4162 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACCOMMODATION |
| Name | Verified Name |
|---|
| Document Number | 0000288208 |
|---|---|
| Date | Aug 07, 2018 |
| Instrument | 2018000288208 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Orange County records · Assessment roll updated August 6, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $12,764.00 (+3.55%) | $1,167,251 (+4.04%) Land $573,738 Building $593,513 |
| 2023 | $12,326.00 (+1.81%) | $1,121,926 Land $551,459 Building $570,467 |
| 2022 | $12,107.00 |
Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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