4156 Costero Risco, San Clemente, CA 92673 Property Records

Orange County property record for 4156 Costero Risco, San Clemente, CA 92673 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,325 sqft · built 2001
Lot Size0.215 acres (9,370 sqft)
OwnerIndividual Name on File
Last Sale$1,143,000 (Jun 2008)
Tax Bill$16,062 (2025)
Deeds & MortgagesOct 2021 Mortgage
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN678-151-24

Property Details

APN / Parcel Number

Primary APN678-151-24

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Building Area3,325 sqft Living Area

Exterior

Year BuiltBuilt 2001
Lot Area9,370 sqft (0.215 acres)
Parking Spaces2 Parking Spaces
Garage Area438 sqft Garage
Pool TypePool with Hot Tub/Spa

Location & Zoning

Street Address4156 COSTERO RISCO
CitySAN CLEMENTE
StateCA
Zip92673-6408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 15562 BLK LOT 16
Legal Tract15562
Legal Lot Number16
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group3
Census Block3005
Census Tract42112

Owner

Source: Orange County records · APN 678-151-24

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4156 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Dec 28, 2017Deed of Trust, Mortgage · ARM
US BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 19, 2008 · Amount on Record
Deed SaleJun 19, 2008 · Amount on Record
Prior SaleJul 16, 2007
Deed Document Number2008000294755
Record UpdatedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address4156 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408
Transaction TypeMortgage
Record UpdatedNov 04, 2021
Title CompanyTICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address4156 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408

Mortgage

Document Number0000650060
DateOct 26, 2021
Instrument2021000650060
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2036

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address4156 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408
Transaction TypeMortgage
Record UpdatedMar 19, 2021
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4156 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408

Mortgage

Document Number0000164553
DateMar 09, 2021
Instrument2021000164553
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address4156 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000559973
DateDec 28, 2017
Instrument2017000559973
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJan 01, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalitySan Clemente City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$16,062.00 (+3.63%) Homeowner's exemption$1,501,349 (+4.04%) Land $809,106 Building $692,243
2023$15,499.00 (+1.85%) Homeowner's exemption$1,443,050 Land $777,687 Building $665,363
2022$15,218.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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