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4158 Costero Risco, San Clemente, CA 92673 Property Records

Orange County property record for 4158 Costero Risco, San Clemente, CA 92673 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,303 sqft · built 2002
Lot Size0.193 acres (8,395 sqft)
Owner2 Company Names on File
Last Sale$3,000,000 (Sep 2025)
Tax Bill$12,716 (2025)
Deeds & MortgagesJul 2026 Sale
Nov 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN678-151-23

Property Details

APN / Parcel Number

Primary APN678-151-23

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area4,303 sqft Living Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area8,395 sqft (0.193 acres)
Garage Area445 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa

Location & Zoning

Street Address4158 COSTERO RISCO
CitySAN CLEMENTE
StateCA
Zip92673-6408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 15562 BLK LOT 17
Legal SubdivisionTRACT NO. 15562
Legal Tract15562
Legal Lot Number17
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group3
Census Block3005
Census Tract42112

Owner

Source: Orange County records · APN 678-151-23

Assessment roll updated August 6, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address4158 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Nov 10, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 24, 2025Grant Deed, Transfer
SAN JUAN CREEK LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 24, 2025 · Amount on Record
Deed SaleSep 24, 2025 · Amount on Record
Prior SaleMay 27, 2025 · Amount on Record
Deed Document Number2025262818
Last Transfer DateMay 30, 2026
Transfer Doc0000197274
Record UpdatedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionORANGE CA
Recording DateJul 10, 2026
Property Address4158 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408
Document Number0000197274
Instrument DateMay 30, 2026
Instrument2026197274
Transaction TypeTransfer
Record UpdatedJul 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4158 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address4158 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408
Transaction TypeMortgage
Record UpdatedNov 27, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4158 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408

Mortgage

Document Number0000308090
DateNov 10, 2025
Instrument2025000308090
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055
Interest
Rate TypeAdjustable Rate
Rate5%
Type Change DateDec 01, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10%
IndexSOFR Average 30-Day
Margin3
Max Rate10%

September 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateSep 24, 2025
Property Address4158 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408
Document Number0000262818
Map ReferenceMB 810 PG 14-18
Instrument DateSep 22, 2025
Instrument2025000262818
Transaction TypeTransfer
Record UpdatedOct 13, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address32413 SAN JUAN CREEK RD, SAN JUAN CAPISTRANO, CA 92675-6210

Mortgage

Document Number0000262819
DateSep 24, 2025
Instrument2025000262819
Lender
NameSAN JUAN CREEK LLC
TypeNon-Lending Institution
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated August 6, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalitySan Clemente City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$12,716.00 (+1.52%)$1,162,554 (+4.04%) Land $526,850 Building $635,704
2024$12,525.00 (+1.99%)
2023$12,281.00 (+1.81%)$1,117,411 Land $506,391 Building $611,020
2022$12,063.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590421123, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 268 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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