Orange County property record for 4160 Costero Risco, San Clemente, CA 92673
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,996 sqft · built 2002 |
| Lot Size | 0.322 acres (14,018 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,395,000 (Nov 2006) |
| Tax Bill | $19,900 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 678-151-22 |
| Primary APN | 678-151-22 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,996 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 14,018 sqft (0.322 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Heating Fuel | Gas |
|---|
| Street Address | 4160 COSTERO RISCO |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-6408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 15562 BLK LOT 18 |
| Legal Subdivision | TRACT NO 15562 |
| Legal Tract | 15562 |
| Legal Lot Number | 18 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 42112 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4160 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Feb 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2006 · Amount on Record |
| Deed Sale | Nov 30, 2006 · Amount on Record |
| Prior Sale | Aug 9, 2002 · Amount on Record |
| Deed Document Number | 2006804062 |
| Last Transfer Date | Oct 13, 2015 |
| Transfer Doc | 0000554243 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 4160 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV |
| Name | Verified Name |
|---|---|
| Address | 4160 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Document Number | 0000137808 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 2021000137808 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 4160 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000221744 |
|---|---|
| Date | Jun 18, 2018 |
| Instrument | 2018000221744 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22313 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,919,539 (+2%) Land $1,079,194 Building $840,345 | |
| 2025 | $19,900.00 (+20.87%) Homeowner's exemption | $1,881,901 (+22.31%) Land $1,058,033 Building $823,868 |
| 2023 | $16,464.00 (+1.86%) Homeowner's exemption | $1,538,608 Land $878,811 Building $659,797 |
| 2022 | $16,164.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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