4160 Riata Ranch Rd, Waco, TX 76705 Property Records

McLennan County property record for 4160 Riata Ranch Rd, Waco, TX 76705

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,448 sqft · built 2018
Lot Size0.183 acres (7,971 sqft)
Owner2 Individual Names on File
Last Sale$254,362 (May 2025)
Tax Bill$4,088 (2025)
Deeds & MortgagesMay 2025 Mortgage
Nov 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN28-043011-000505-0

Property Details

APN / Parcel Number

Primary APN28-043011-000505-0
Alternative APN
  • 383004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,448 sqft Living Area
Gross Area1,809 sqft
1st Floor Area1,448 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick Veneer
Roof MaterialComposition Shingle
Lot Area7,971 sqft (0.183 acres)
Lot Dimensions123 ft deep x 66 ft wide
Garage TypeAttached
Garage Area361 sqft
DrivewayConcrete Driveway
Driveway Area600 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area147 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4160 RIATA RANCH RD
CityWACO
StateTX
Zip76705-3810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH FORK PH 5 LOT 5 BLOCK 5 ACRES .183
Legal SubdivisionSOUTH FORK PH 5
Legal Block5
Legal Lot Number5
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group4
Census Block4010
Census Tract1700

Owner

4160 Riata Ranch Rd is owned by two individuals who bought it in May 2025.

Source: McLennan County records, as of August 24, 2026

Owner of Record2 Individual Names on File
Mailing Address2311 AUDLEY BOLTON DR, SEARCY, AR 72143-3031
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 1, 2025Vendor's Lien, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Nov 15, 2022Vendor's Lien, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 12, 2021Warranty Deed, Transfer
WALLICK & VOLK
Feb 13, 2019Vendor's Lien, Transfer
SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2025 · Amount on File
Deed SaleMay 1, 2025 · Amount on File
Prior SaleNov 15, 2022 · Amount on File
Deed Document Number202512868
Prior Transfer DateJan 18, 2019
Prior Transfer Doc0000004730
Record UpdatedOct 29, 2026

May 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateMay 1, 2025
Property Address4160 RIATA RANCH RD, WACO, TX 76705-3810
Document Number0000012868
Map ReferenceFILE 2018008307
Instrument DateApr 30, 2025
Instrument2025012868
Transaction TypeTransfer
Record UpdatedOct 20, 2025
Title CompanyALAMO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2311 AUDLEY BOLTON DR, SEARCY, AR 72143-3031
InvestorPossibly a Property Investor

Mortgage

Document Number0000012869
DateMay 1, 2025
Instrument2025012869
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2055

November 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateNov 15, 2022
Property Address4160 RIATA RANCH RD, WACO, TX 76705-3810
Document Number0000044297
Map ReferenceFILE 2018008307
Instrument DateNov 14, 2022
Instrument2022044297
Transaction TypeTransfer
Record UpdatedNov 21, 2022
Title CompanyAMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4160 RIATA RANCH RD, 4160, WACO, TX 76705-3810

Transferred To (Grantee/Buyer)

NameVerified Name
Address4160 RIATA RANCH RD, WACO, TX 76705-3810

Mortgage

Document Number0000044298
DateNov 15, 2022
Instrument2022044298
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2052

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateJan 12, 2021
Property Address4160 RIATA RANCH RD, WACO, TX 76705-3810
Document Number0000001162
Instrument DateJan 12, 2021
Instrument1162
Transaction TypeTransfer
Record UpdatedFeb 25, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4160 RIATA RANCH RD WACO TX 767053810, WACO, TX 76705-3810

Mortgage

Document Number1163
DateJan 12, 2021
Instrument1163
Lender
NameWALLICK & VOLK
AddressCHEYENNE, WY 82001
Agreement
AmountAmount on Record
Term360 Months
DueJan 11, 2051

February 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateFeb 13, 2019
Property Address4160 RIATA RANCH RD, WACO, TX 76705-3810
Document Number0000004730
Map ReferenceFILE 2018008307
Instrument DateJan 18, 2019
Instrument2019004730
Transaction TypeTransfer
Record UpdatedAug 24, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4090 STATE HIGHWAY 6 S, 4090, COLLEGE STATION, TX 77845-8962

Transferred To (Grantee/Buyer)

NameVerified Name
Address4160 RIATA RANCH RD, WACO, TX 76705-3810

Mortgage

Document Number0000004731
DateFeb 13, 2019
Instrument2019004731
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
AmountAmount on Record
Term361 Months
DueMar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4160 Riata Ranch Rd was $4,088, down 14.9% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictLa Vega Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$257,585 (+0.04%) Land $46,793 Building $210,792$257,585 (+0.04%) Land $46,793 Building $210,792
2025$4,088.00 (-14.89%) Homeowner's exemption$257,470 Land $42,570 Building $214,900$257,470 Land $42,570 Building $214,900
2024$4,803.00
2023$260,440 Land $42,570 Building $217,870$260,440 Land $42,570 Building $217,870
2022$5,783.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4160 Riata Ranch Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (2012–2026)
Most Recent ClaimJun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4160 Riata Ranch Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Riata Ranch Rd

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