4137 Riata Ranch Rd, Waco, TX 76705 Property Records

McLennan County property record for 4137 Riata Ranch Rd, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,379 sqft · built 2018
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on File
Last Sale	$164,900 (Sep 2025)
Tax Bill	$3,808 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-043011-000623-0`

Property Details

APN / Parcel Number

Primary APN	`28-043011-000623-0`
Alternative APN	`383020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,379 sqft Living Area
Gross Area	1,759 sqft
1st Floor Area	1,379 sqft
Flooring	Carpet

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	380 sqft
Driveway	Concrete Driveway
Driveway Area	600 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	139 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4137 RIATA RANCH RD
City	WACO
State	TX
Zip	76705-3810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH FORK PH 5 LOT 23 BLOCK 6 ACRES .138
Legal Subdivision	SOUTH FORK PH 5
Legal Block	6
Legal Lot Number	23
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	4
Census Block	4012
Census Tract	1700

Owner

4137 Riata Ranch Rd is owned and occupied by two individuals who bought it in September 2025.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4137 RIATA RANCH RD, WACO, TX 76705-3810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Sep 5, 2025	Quit Claim Deed, Transfer Quitclaim
Jan 30, 2020	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
May 3, 2019	Vendor's Lien, Transfer · FHA Mortgage NATIONS DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2025 · Amount on File
Deed Sale	Sep 5, 2025 · Amount on File
Prior Sale	May 3, 2019 · Amount on File
Deed Document Number	202527258
Prior Transfer Date	Apr 8, 2019
Prior Transfer Doc	0000014592
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	4137 RIATA RANCH RD, WACO, TX 76705-3810
Transaction Type	Mortgage
Record Updated	Sep 24, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4137 RIATA RANCH RD, WACO, TX 76705-3810

Mortgage

Document Number	0000007959
Date	Mar 1, 2022
Instrument	2022007959

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2052

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	Sep 5, 2025
Property Address	4137 RIATA RANCH RD, WACO, TX 76705-3810
Document Number	0000027258
Map Reference	FILE 2018008307
Instrument Date	Aug 30, 2025
Instrument	2025027258
Transaction Type	Transfer
Record Updated	Sep 24, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4137 RIATA RANCH RD, WACO, TX 76705-3810

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	4137 RIATA RANCH RD, WACO, TX 76705-3810
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003307
Date	Jan 30, 2020
Instrument	2020003307

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

May 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	May 3, 2019
Property Address	4137 RIATA RANCH RD, WACO, TX 76705-3810
Document Number	0000014592
Map Reference	FILE 2018008307
Instrument Date	Apr 8, 2019
Instrument	2019014592
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4090 STATE HIGHWAY 6 S, 4090, COLLEGE STATION, TX 77845-8962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4137 RIATA RANCH RD, WACO, TX 76705-3810

Mortgage

Document Number	0000014593
Date	May 3, 2019
Instrument	2019014593

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4137 Riata Ranch Rd was $3,808, down 3% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	La Vega Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,819 (-0.14%) Land $39,795 Building $205,024	$244,819 (-0.14%) Land $39,795 Building $205,024
2025	$3,808.00 (-2.98%) Homeowner's exemption	$245,150 Land $36,130 Building $209,020	$245,150 Land $36,130 Building $209,020
2024	$3,925.00
2023		$248,040 Land $36,130 Building $211,910	$248,040 Land $36,130 Building $211,910
2022	$3,159.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4137 Riata Ranch Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2012–2026)
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4137 Riata Ranch Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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