McLennan County property record for 4144 Riata Ranch Rd, Waco, TX 76705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,834 sqft · built 2018 |
| Lot Size | 0.168 acres (7,318 sqft) |
| Owner | Company Name on File |
| Last Sale | $386,765 (Jul 2022) |
| Deeds & Mortgages | May 2023 Mortgage Jul 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-043011-000509-0 |
| Primary APN | 28-043011-000509-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,834 sqft Living Area |
| Gross Area | 2,195 sqft |
| 1st Floor Area | 1,834 sqft |
| Flooring | Carpet |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 7,318 sqft (0.168 acres) |
| Lot Dimensions | 126 ft deep x 59 ft wide |
| Garage Type | Attached |
| Garage Area | 361 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 166 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4144 RIATA RANCH RD |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76705-3810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH FORK PH 5 LOT 9 BLOCK 5 ACRES .168 |
| Legal Subdivision | SOUTH FORK PH 5 |
| Legal Block | 5 |
| Legal Lot Number | 9 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 1700 |
Source: McLennan County records · APN 28-043011-000509-0
Assessment roll updated September 9, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4144 RIATA RANCH RD, WACO, TX 76705-3810 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 17, 2023 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC |
| Jul 15, 2022 | Vendor's Lien, Transfer · FHA Mortgage THRIVE MORTGAGE LLC |
| Oct 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Dec 31, 2020 | Vendor's Lien, Transfer · FHA Mortgage SENTE MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 15, 2022 · Amount on Record |
| Deed Sale | Jul 15, 2022 · Amount on Record |
| Prior Sale | Dec 31, 2020 · Amount on Record |
| Deed Document Number | 202229451 |
| Prior Transfer Date | Dec 29, 2020 |
| Prior Transfer Doc | 0000046737 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 4144 RIATA RANCH RD, WACO, TX 76705-3810 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000014375 |
|---|---|
| Date | May 17, 2023 |
| Instrument | 2023014375 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jul 15, 2022 |
| Property Address | 4144 RIATA RANCH RD, WACO, TX 76705-3810 |
| Document Number | 0000029451 |
| Map Reference | FILE 2018008307 |
| Instrument Date | Jul 13, 2022 |
| Instrument | 2022029451 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Title Company | NOT AVAILABLE, TEXAS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4144 RIATA RANCH RD, WACO, TX 76705-3810 |
| Document Number | 0000029452 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 2022029452 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 4144 RIATA RANCH RD, WACO, TX 76705-3810 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FATCO |
| Name | Verified Name |
|---|
| Document Number | 0000035842 |
|---|---|
| Date | Oct 25, 2019 |
| Instrument | 2019035842 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Dec 31, 2020 |
| Property Address | 4144 RIATA RANCH RD, WACO, TX 76705-3810 |
| Document Number | 0000046737 |
| Map Reference | FILE 2018008307 |
| Instrument Date | Dec 29, 2020 |
| Instrument | 2020046737 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4144 RIATA RANCH RD, WACO, TX 76705-3810 |
| Document Number | 0000046738 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 2020046738 |
| Name | SENTE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
Source: McLennan County records · Assessment roll updated September 9, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | La Vega Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $319,150 (-1.12%) Land $40,840 Building $278,310 | $319,150 (-1.12%) Land $40,840 Building $278,310 |
| 2023 | $322,770 Land $40,840 Building $281,930 | $322,770 Land $40,840 Building $281,930 |
Source: FEMA National Flood Hazard Layer as of June 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2012–2026) |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Wildfire Risk | Low lower than 64% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Radiate Holdings Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Helmsco Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 339 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF WACO serves 146,241 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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