4145 Riata Ranch Rd, Waco, TX 76705 Property Records

McLennan County property record for 4145 Riata Ranch Rd, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,615 sqft · built 2019
Lot Size	0.294 acres (12,807 sqft)
Owner	2 Individual Names on File
Last Sale	$287,280 (Sep 2025)
Tax Bill	$4,833 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-043011-000625-0`

Property Details

APN / Parcel Number

Primary APN	`28-043011-000625-0`
Alternative APN	`383022`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,615 sqft Living Area
Gross Area	1,976 sqft
1st Floor Area	1,615 sqft
Flooring	Carpet

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	12,807 sqft (0.294 acres)
Lot Dimensions	76 ft deep x 149 ft wide
Garage Type	Attached
Garage Area	361 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	135 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4145 RIATA RANCH RD
City	WACO
State	TX
Zip	76705-3810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH FORK PH 5 LOT 25 BLOCK 6 ACRES .294
Legal Subdivision	SOUTH FORK PH 5
Legal Block	6
Legal Lot Number	25
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	4
Census Block	4012
Census Tract	1700

Owner

4145 Riata Ranch Rd is owned and occupied by two individuals who bought it in September 2025.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4145 RIATA RANCH RD, WACO, TX 76705-3810
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Vendor's Lien, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 26, 2019	Warranty Deed, Transfer · FHA Mortgage WALLICK & VOLK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2025 · Amount on File
Deed Sale	Sep 11, 2025 · Amount on File
Prior Sale	Jun 26, 2019 · Amount on File
Deed Document Number	202527768
Prior Transfer Date	Jun 6, 2019
Prior Transfer Doc	0000020987
Record Updated	Oct 29, 2026

September 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Sep 11, 2025
Property Address	4145 RIATA RANCH RD, WACO, TX 76705-3810
Document Number	0000027768
Map Reference	FILE 2018008307
Instrument Date	Sep 8, 2025
Instrument	2025027768
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4145 RIATA RANCH RD, WACO, TX 76705-3810

Mortgage

Document Number	0000027769
Date	Sep 11, 2025
Instrument	2025027769

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 26, 2019
Property Address	4145 RIATA RANCH RD, WACO, TX 76705-3810
Document Number	0000020987
Instrument Date	Jun 17, 2019
Instrument	20987
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4145 RIARA RANCH RD WACO TX 76705, WACO, TX 76705

Mortgage

Document Number	20988
Date	Jun 26, 2019
Instrument	20988

Lender

Name	WALLICK & VOLK
Address	CHEYENNE, WY 82001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4145 Riata Ranch Rd was $4,833, up 1% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	La Vega Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,000 (-6.99%) Land $59,295 Building $210,705	$270,000 (-6.99%) Land $59,295 Building $210,705
2025	$4,833.00 (+1.05%) Homeowner's exemption	$290,290 Land $53,920 Building $236,370	$290,290 Land $53,920 Building $236,370
2024	$4,783.00
2023		$295,980 Land $53,920 Building $242,060	$295,980 Land $53,920 Building $242,060
2022	$3,842.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4145 Riata Ranch Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2012–2026)
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4145 Riata Ranch Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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