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416 Wye Oak, Laredo, TX 78043 Property Records

Webb County property record for 416 Wye Oak, Laredo, TX 78043

Property Summary

Property TypeSingle Family Home
Details1,776 sqft · built 2022
Lot Size0.146 acres (6,363 sqft)
OwnerIndividual Name on Record
Last Sale$296,519 (Dec 2025)
Tax Bill$1,709 (2025)
Deeds & MortgagesDec 2025 Mortgage
Dec 2025 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN929-90007-180

Property Details

APN / Parcel Number

Primary APN929-90007-180
Alternative APN
  • 438036

Interior

Stories2 Stories
Building Area1,776 sqft Living Area
1st Floor Area865 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Lot Area6,363 sqft (0.146 acres)
Garage TypeCarport
Garage Area441 sqft
CarportCarport
Carport Area441 sqft
Parking Spaces2 Parking Spaces
Pool Area510 sqft
PorchOpen Porch

Location & Zoning

Street Address416 WYE OAK
CityLAREDO
StateTX
Zip78043-5136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionROYAL OAKS, BLOCK 7, LOT 18, PHASE 2
Legal SubdivisionROYAL OAKS
Legal Phase2
Legal Block7
Legal Lot Number18
JurisdictionWEBB TX
Township / Civil DivisionLAREDO SOUTH-EL CENIZO
Census Block Group2
Census Block2012
Census Tract1825

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address416 WYE OAK, LAREDO, TX 78043-5136
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2025Deed of Trust, Mortgage · Stand-Alone First Mortgage
MORTGAGE FINANCIAL SERVICES LLC
Dec 16, 2025Vendor's Lien, Transfer · FHA Mortgage
MORTGAGE FINANCIAL SERVICES LLC
Aug 8, 2025Special Warranty Deed, Transfer
LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD
Jun 12, 2025Foreclosure
Dec 27, 2022Vendor's Lien, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2025 · Amount on Record
Deed SaleDec 16, 2025 · Amount on Record
Prior SaleAug 8, 2025
Deed Document Number20251575313
Deed Book / Page5955 / 849
Prior Transfer DateSep 26, 2014
Prior Transfer Doc0001213958
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address416 WYE OAK, LAREDO, TX 78043-5136
Transaction TypeMortgage
Record UpdatedDec 25, 2025
Title CompanyLAREDO TITLE AND ABSTRACT, LAREDO TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005955/868
DateDec 16, 2025
Book Page5955/868
Instrument1575315
Lender
NameMORTGAGE FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

December 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateDec 16, 2025
Property Address416 WYE OAK, LAREDO, TX 78043-5136
Document Number005955/849
Book / Page5955 / 849
Map ReferenceVOL 29 PG 60-61
Instrument DateDec 10, 2025
Instrument1575313
Transaction TypeTransfer
Record UpdatedDec 25, 2025
Title CompanyLAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 WYE OAK, LAREDO, TX 78043-5136

Mortgage

Document Number0001575314
DateDec 16, 2025
Instrument1575314
Lender
NameMORTGAGE FINANCIAL SERVICES LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

August 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionWEBB TX
Recording DateAug 8, 2025
Property Address416 WYE OAK, LAREDO, TX 78043-5136
Document Number005884/732
Book / Page5884 / 732
Map ReferenceVOL 29 PGS 60-61
Instrument DateAug 8, 2025
Instrument1564790
Transaction TypeTransfer
Record UpdatedDec 25, 2025
Title CompanyLAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

Transferred To (Grantee/Buyer)

NameVerified Name
Address3822 CRESTWIND, LAREDO, TX 78045-8190

June 2025: Foreclosure

Document TypeForeclosure
JurisdictionWEBB TX
Recording DateJun 12, 2025
Property Address416 WYE OAK, LAREDO, TX 78043-5136
Document Number005850/805
Book / Page5850 / 805
Map ReferenceVOL 29 PGS 60-61
Instrument DateJun 4, 2025
Instrument1559877
Transaction TypeForeclosure
Record UpdatedDec 25, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620
InvestorPossibly a Property Investor

December 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateDec 27, 2022
Property Address416 WYE OAK, LAREDO, TX 78043-5136
Document Number005392/498
Book / Page5392 / 498
Map ReferenceVOL 29 PG 60&61
Instrument DateDec 21, 2022
Instrument1487609
Transaction TypeTransfer
Record UpdatedDec 25, 2025
Title CompanyLAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 WYE OAK, LAREDO, TX 78043-5136
InvestorPossibly a Property Investor

Mortgage

Document Number0001487610
DateDec 27, 2022
Instrument1487610
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$271,933 (-19.48%) Land $60,576 Building $211,357$271,933 (-19.48%) Land $60,576 Building $211,357
2025$1,709.00 (-16.84%)$337,733 (+14.72%) Land $60,576 Building $277,157$337,733 (+14.72%) Land $60,576 Building $277,157
2024$2,055.00 (+452.42%)
2023$294,400 Land $54,913 Building $239,487$294,400 Land $54,913 Building $239,487
2022$372.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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