411 Wye Oak, Laredo, TX 78043 Property Records

Webb County property record for 411 Wye Oak, Laredo, TX 78043

Property Summary

Property TypeSingle Family Home
Details1,553 sqft · built 2017
Lot Size0.149 acres (6,507 sqft)
Owner2 Individual Names on File
Last Sale$185,100 (Oct 2017)
Tax Bill$1,159 (2025)
Deeds & MortgagesMar 2021 Mortgage
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN929-90008-060

Property Details

APN / Parcel Number

Primary APN929-90008-060
Alternative APN
  • 438054

Interior

Stories1 Story
Building Area1,553 sqft Living Area
1st Floor Area1,553 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,507 sqft (0.149 acres)
PorchOpen Porch
Porch Area76 sqft

Location & Zoning

Street Address411 WYE OAK
CityLAREDO
StateTX
Zip78043-5136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionROYAL OAKS, BLOCK 8, LOT 6, PHASE 2
Legal SubdivisionROYAL OAKS
Legal Phase2
Legal Block8
Legal Lot Number6
JurisdictionWEBB TX
Township / Civil DivisionLAREDO SOUTH-EL CENIZO
Census Block Group2
Census Block2000
Census Tract1825

Owner

411 Wye Oak is owned and occupied by two individuals who bought it in October 2017.

Source: Webb County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address411 WYE OAK, LAREDO, TX 78043-5136
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2021Deed of Trust, Mortgage · FHA Mortgage
CENLAR FSB
Oct 31, 2017Vendor's Lien, Subdivision Related Transfer · FHA Mortgage
PRIMELENDING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2017 · Amount on File
Deed SaleOct 31, 2017 · Amount on File
Deed Document Number20171312100
Deed Book / Page4321 / 801
Prior Transfer DateOct 30, 2017
Prior Transfer Doc004321/801
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address411 WYE OAK, LAREDO, TX 78043-5136
Transaction TypeMortgage
Record UpdatedApr 7, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 WYE OAK, LAREDO, TX 78043-5136

Mortgage

Document Number4985/345
DateMar 26, 2021
Book Page4985/345
Instrument1423015
Lender
NameCENLAR FSB
TypeBank
AddressTRENTON, NJ 08618
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term320 Months
DueNov 1, 2047

October 2017: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateOct 31, 2017
Property Address411 WYE OAK, LAREDO, TX 78043-5136
Document Number004321/801
Book / Page4321 / 801
Map ReferenceVOL 29 PG 60-61
Instrument DateOct 30, 2017
Instrument1312100
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 1, 2022
Title CompanyLAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSSTRACT LTD

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 WYE OAK, LAREDO, TX 78043-5136

Mortgage

Document Number0001312101
DateOct 31, 2017
Instrument1312101
Lender
NamePRIMELENDING
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 411 Wye Oak was $1,159, down 17.3% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$226,000 (-1.39%) Land $61,101 Building $164,899$226,000 (-1.39%) Land $61,101 Building $164,899
2025$1,159.00 (-17.33%)$229,184 Land $61,101 Building $168,083$229,184 Land $61,101 Building $168,083
2024$1,402.00
2023$203,978 Land $55,375 Building $148,603$203,978 Land $55,375 Building $148,603
2022$1,310.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 411 Wye Oak in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 411 Wye Oak is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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