412 Wye Oak, Laredo, TX 78043 Property Records

Webb County property record for 412 Wye Oak, Laredo, TX 78043

Property Summary

Property TypeSingle Family Home
Details1,455 sqft · built 2013
Lot Size0.139 acres (6,080 sqft)
OwnerIndividual Name on File
Tax Bill$1,305 (2024)
Deeds & MortgagesAug 2023 Mortgage
Apr 2021 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN929-90007-200

Property Details

APN / Parcel Number

Primary APN929-90007-200
Alternative APN
  • 438038

Interior

Stories1 Story
Building Area1,455 sqft Living Area
1st Floor Area1,455 sqft

Exterior

Year BuiltBuilt 2013
Exterior MaterialStucco
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,080 sqft (0.139 acres)
PorchOpen Porch
Porch Area49 sqft

Location & Zoning

Account Number438038
Old Parcel Number92990007200
Street Address412 WYE OAK
CityLAREDO
StateTX
Zip78043-5136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROYAL OAKS, BLOCK 7, LOT 20, PHASE 2
Legal SubdivisionROYAL OAKS
Legal Phase2
Legal Block7
Legal Lot Number20
JurisdictionWEBB TX
Township / Civil DivisionLAREDO SOUTH-EL CENIZO
Census Block Group2
Census Block2012
Census Tract1825

Owner

Source: Webb County records · APN 929-90007-200

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address412 WYE OAK, LAREDO, TX 78043-5136
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 04, 2023Deed of Trust, Mortgage · FHA Mortgage
IDAHO HOUSING & FINANCE ASSN
Apr 21, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECURITY NATIONAL MORTGAGE CO
Apr 21, 2021Vendor's Lien, Transfer · FHA Mortgage
SECURITY NATIONAL MORTGAGE CO
Dec 09, 2019Vendor's Lien, Transfer · Stand-Alone First Mortgage
HILL TOP FARM LTD
Apr 19, 2018Vendor's Lien, Transfer · FHA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 21, 2021
Deed SaleApr 21, 2021
Prior SaleDec 09, 2019
Deed Document Number1426125
Deed Book / Page5005 / 698
Record UpdatedJun 08, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address412 WYE OAK, LAREDO, TX 78043-5136
Transaction TypeMortgage
Record UpdatedAug 18, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 WYE OAK, LAREDO, TX 78043-5136

Mortgage

Document Number005509/483
DateAug 04, 2023
Book Page5509/483
Instrument1506921
Lender
NameIDAHO HOUSING & FINANCE ASSN
TypeGovernment Agency
AddressBOISE, ID 83702
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term333 Months
DueMay 01, 2051

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address412 WYE OAK, LAREDO, TX 78043-5136
Transaction TypeMortgage
Record UpdatedMay 04, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number5005/712
DateApr 21, 2021
Book Page5005/712
Instrument1426127
Lender
NameSECURITY NATIONAL MORTGAGE CO
TypeMortgage Company
AddressSALT LAKE CITY, UT 84123
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

April 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateApr 21, 2021
Property Address412 WYE OAK, LAREDO, TX 78043-5136
Document Number005005/698
Book / Page5005 / 698
Map ReferenceVOL 29 PG 60-61
Instrument DateApr 19, 2021
Instrument1426125
Transaction TypeTransfer
Record UpdatedMar 01, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address412 WYE OAK, 412, LAREDO, TX 78043-5136

Transferred To (Grantee/Buyer)

NameVerified Name
Address1420 S LOUISIANA AVE, LAREDO, TX 78043-5832

Mortgage

Document Number0001426126
DateApr 21, 2021
Instrument1426126
Lender
NameSECURITY NATIONAL MORTGAGE CO
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

December 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateDec 09, 2019
Property Address412 WYE OAK, LAREDO, TX 78043-5136
Document Number004706/001
Book / Page4706 / 001
Map ReferenceVOL 19 PG 62
Instrument DateDec 04, 2019
Instrument1379010
Transaction TypeTransfer
Record UpdatedMar 01, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 WYE OAK, LAREDO, TX 78043-5136

Mortgage

Document Number0001379011
DateDec 09, 2019
Instrument1379011
Lender
NameHILL TOP FARM LTD
TypeNon-Lending Institution
Special NotesSeller Financed
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term180 Months
DueDec 04, 2034

April 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateApr 19, 2018
Property Address412 WYE OAK, LAREDO, TX 78043-5136
Document Number004404/115
Book / Page4404 / 115
Map ReferenceVOL 29 PG 60-61
Instrument DateApr 18, 2018
Instrument1326641
Transaction TypeTransfer
Record UpdatedMar 01, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 WYE OAK, LAREDO, TX 78043-5136

Mortgage

Document Number0001326642
DateApr 19, 2018
Instrument1326642
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2048

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$214,023 (+12.51%) Land $57,882 Building $156,141$214,023 (+12.51%) Land $57,882 Building $156,141
2024$1,305.00 (+7.41%)
2023$190,227 Land $52,470 Building $137,757$190,227 Land $52,470 Building $137,757
2022$1,215.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 252 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF LAREDO
serves 260,046 people
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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