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413 Wye Oak, Laredo, TX 78043 Property Records

Webb County property record for 413 Wye Oak, Laredo, TX 78043

Property Summary

Property TypeSingle Family Home
Details1,554 sqft · built 2016
Lot Size0.149 acres (6,505 sqft)
OwnerIndividual Name on Record
Last Sale$176,100 (Apr 2017)
Tax Bill$1,157 (2025)
Deeds & MortgagesJul 2021 Mortgage
Apr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN929-90008-070

Property Details

APN / Parcel Number

Primary APN929-90008-070
Alternative APN
  • 438055

Interior

Stories1 Story
Building Area1,554 sqft Living Area
1st Floor Area1,554 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,505 sqft (0.149 acres)
PorchOpen Porch
Porch Area104 sqft

Location & Zoning

Street Address413 WYE OAK
CityLAREDO
StateTX
Zip78043-5136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionROYAL OAKS, BLOCK 8, LOT 7, PHASE 2
Legal SubdivisionROYAL OAKS
Legal Phase2
Legal Block8
Legal Lot Number7
JurisdictionWEBB TX
Township / Civil DivisionLAREDO SOUTH-EL CENIZO
Census Block Group2
Census Block2000
Census Tract1825

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address413 WYE OAK, LAREDO, TX 78043-5136
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2021Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Apr 18, 2017Vendor's Lien, Subdivision Related Transfer · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 18, 2017 · Amount on Record
Deed SaleApr 18, 2017 · Amount on Record
Prior SaleMar 3, 2016
Deed Document Number20171294484
Deed Book / Page4221 / 308
Prior Transfer DateApr 13, 2017
Prior Transfer Doc004221/308
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address413 WYE OAK, LAREDO, TX 78043-5136
Transaction TypeMortgage
Record UpdatedJul 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 WYE OAK, LAREDO, TX 78043-5136

Mortgage

Document Number5056/708
DateJul 1, 2021
Book Page5056/708
Instrument1434154
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term310 Months
DueMay 1, 2047

April 2017: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateApr 18, 2017
Property Address413 WYE OAK, LAREDO, TX 78043-5136
Document Number004221/308
Book / Page4221 / 308
Map ReferenceVOL 29 PG 60-61
Instrument DateApr 13, 2017
Instrument1294484
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 1, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 WYE OAK, LAREDO, TX 78043-5136

Mortgage

Document Number0001294485
DateApr 18, 2017
Instrument1294485
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$242,031 (+5.78%) Land $61,082 Building $180,949$242,031 (+5.78%) Land $61,082 Building $180,949
2025$1,157.00 (-17.36%)$228,796 (+12.35%) Land $61,082 Building $167,714$228,796 (+12.35%) Land $61,082 Building $167,714
2024$1,400.00 (+7.03%)
2023$203,649 Land $55,358 Building $148,291$203,649 Land $55,358 Building $148,291
2022$1,308.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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