416 W Amberside Dr, Elgin, IL 60124 Property Records

Kane County property record for 416 W Amberside Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,562 sqft · built 2008
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$382,500 (Oct 2008)
Tax Bill	$12,114 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Aug 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-07-471-001`

Property Details

APN / Parcel Number

Primary APN	`06-07-471-001`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,562 sqft Living Area
Gross Area	4,858 sqft
Basement Area	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	416 W AMBERSIDE DR
City	ELGIN
State	IL
Zip	60124-7860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOY PROPERTY LT 13
Legal Subdivision	FOY PROPERTY
Legal Block	4
Legal Lot Number	13
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4016
Census Tract	851904

Owner

Source: Kane County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	416 W AMBERSIDE DR, ELGIN, IL 60124-7860
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN NATIONAL BANK
Aug 27, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 9, 2008 · Amount on Record
Deed Sale	Oct 9, 2008 · Amount on Record
Deed Document Number	200877521
Last Transfer Date	Aug 3, 2018
Transfer Doc	0000041918
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	416 W AMBERSIDE DR, ELGIN, IL 60124-7860
Transaction Type	Mortgage
Record Updated	Jul 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019439
Date	Apr 20, 2020
Instrument	2020K019439

Lender

Name	HOMETOWN NATIONAL BANK
Type	Bank
Address	LA SALLE, IL 61301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Interest

Rate Type	Fixed Rate
Rate	3%

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Aug 27, 2018
Property Address	416 W AMBERSIDE DR, ELGIN, IL 60124-7860
Document Number	0000041918
Instrument Date	Aug 3, 2018
Instrument	41918
Transaction Type	Transfer
Record Updated	Sep 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	416 W AMBERSIDE DR ELGIN IL 601247860, ELGIN, IL 60124-7860

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,114.00 (+6.7%) Homeowner's exemption Senior Citizen's exemption
2024		$157,212 (+21.39%) Land $40,572 Building $116,640	$471,825 (+21.44%) Land $121,765 Building $350,060
2022	$11,353.00 (+3.69%) Homeowner's exemption	$129,506 (+6.96%) Land $33,422 Building $96,084	$388,518 (+6.96%) Land $100,266 Building $288,252
2021	$10,949.00 Homeowner's exemption	$121,079 Land $31,247 Building $89,832	$363,237 Land $93,741 Building $269,496

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Jun 2000

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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