416 Stable View Cir, Chattanooga, TN 37405 Property Records

Hamilton County property record for 416 Stable View Cir, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,482 sqft · built 2003
Lot Size	0.216 acres (9,448 sqft)
Owner	2 Trust Names on File
Last Sale	$325,000 (Jul 2010)
Tax Bill	$2,040 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Oct 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`117F D 071`

Property Details

APN / Parcel Number

Primary APN	`117F D 071`
Alternative APN	`0000147375`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,482 sqft Living Area

Exterior

Year Built	Built 2003
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,448 sqft (0.216 acres)
Lot Dimensions	124 ft deep x 76.2 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000147375
Street Address	416 STABLE VIEW CIR
City	CHATTANOOGA
State	TN
Zip	37405-1238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 71 HORSE CREEK FARMS PB65 PG7 REV 65-11 OUT OF 117C-A-8 FOR 2001
Legal Subdivision	HORSE CREEK FARMS
Legal Lot Number	71
Jurisdiction	HAMILTON TN
Township / Civil Division	2
Census Block Group	1
Census Block	1009
Census Tract	10904

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

416 Stable View Cir is owner-occupied and held in a trust since October 2022.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	416 STABLE VIEW CIR, CHATTANOOGA, TN 37405-1238
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Oct 21, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 1, 2010 · Amount on File
Deed Sale	Jul 1, 2010 · Amount on File
Prior Sale	Jul 1, 2010 · Amount on File
Deed Document Number	0000000180
Deed Book / Page	9197 / 958
Last Transfer Date	Oct 21, 2022
Transfer Doc	0000000210
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	416 STABLE VIEW CIR, CHATTANOOGA, TN 37405-1238
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000255
Date	Apr 5, 2022
Book Page	12911/87
Instrument	2022040500255

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	CHATTANOOGA, TN 37405

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 22, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Oct 21, 2022
Property Address	416 STABLE VIEW CIR, CHATTANOOGA, TN 37405-1238
Document Number	0000000210
Book / Page	13123 / 674
Map Reference	MB 65 PG 11
Instrument Date	Oct 21, 2022
Instrument	2022102100210
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	416 STABLE VIEW CIR, CHATTANOOGA, TN 37405-1238

Tax Assessment & Valuation

The 2025 property tax bill for 416 Stable View Cir was $2,040, up 7.5% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,040.00 (+7.54%)	$134,650 (+58.74%)	$538,600 (+58.74%) Land $110,000 Building $428,600
2024	$1,897.00	$84,825 (-)	$339,300 (-) Land $70,000 Building $269,300
2023	$1,897.00	$84,825 (-)	$339,300 (-) Land $70,000 Building $269,300
2022	$1,897.00	$84,825	$339,300 Land $70,000 Building $269,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 416 Stable View Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 416 Stable View Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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