400 Stable View Cir, Chattanooga, TN 37405 Property Records

Hamilton County property record for 400 Stable View Cir, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,356 sqft · built 2003
Lot Size	0.186 acres (8,113 sqft)
Owner	2 Owner Names on File
Last Sale	$262,000 (May 2012)
Tax Bill	$1,899 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`117F D 075`

Property Details

APN / Parcel Number

Primary APN	`117F D 075`
Alternative APN	`0000147379`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,356 sqft Living Area

Exterior

Year Built	Built 2003
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,113 sqft (0.186 acres)
Lot Dimensions	173 ft deep x 46.9 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000147379
Street Address	400 STABLE VIEW CIR
City	CHATTANOOGA
State	TN
Zip	37405-1238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 75 HORSE CREEK FARMS PB65 PG7 REV 65-11 OUT OF 117C-A-8 FOR 2001
Legal Subdivision	HORSE CREEK FARMS
Legal Lot Number	75
Jurisdiction	HAMILTON TN
Township / Civil Division	2
Census Block Group	1
Census Block	1009
Census Tract	10904

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

The current owner of 400 Stable View Cir bought it in May 2012.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	2 Owner Names on File
Mailing Address	400 STABLE VIEW CIR, CHATTANOOGA, TN 37405-1238
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2012 · Amount on File
Deed Sale	May 21, 2012 · Amount on File
Prior Sale	Jan 12, 2004 · Amount on File
Deed Document Number	2012052100185
Deed Book / Page	9647 / 896
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	400 STABLE VIEW CIR, CHATTANOOGA, TN 37405-1238
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000361
Date	Mar 28, 2022
Book Page	12898/423
Instrument	2022032800361

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 400 Stable View Cir was $1,899, up 5.4% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,899.00 (+5.38%)	$125,350 (+55.62%)	$501,400 (+55.62%) Land $110,000 Building $391,400
2024	$1,802.00	$80,550 (-)	$322,200 (-) Land $70,000 Building $252,200
2023	$1,802.00	$80,550 (-)	$322,200 (-) Land $70,000 Building $252,200
2022	$1,802.00	$80,550	$322,200 Land $70,000 Building $252,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 400 Stable View Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Stable View Cir is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20