412 Stable View Cir, Chattanooga, TN 37405 Property Records

Hamilton County property record for 412 Stable View Cir, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,335 sqft · built 2003
Lot Size	0.233 acres (10,179 sqft)
Owner	Individual Name on File
Last Sale	$392,000 (Aug 2021)
Tax Bill	$2,136 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jul 2025 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`117F D 072`

Property Details

APN / Parcel Number

Primary APN	`117F D 072`
Alternative APN	`0000147376`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,335 sqft Living Area

Exterior

Year Built	Built 2003
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,179 sqft (0.233 acres)
Lot Dimensions	135 ft deep x 75.4 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000147376
Street Address	412 STABLE VIEW CIR
City	CHATTANOOGA
State	TN
Zip	37405-1238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 72 HORSE CREEK FARMS PB65 PG7 REV 65-11 OUT OF 117C-A-8 FOR 2001
Legal Subdivision	HORSE CREEK FARMS
Legal Lot Number	72
Jurisdiction	HAMILTON TN
Township / Civil Division	2
Census Block Group	1
Census Block	1009
Census Tract	10904

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

412 Stable View Cir is owned and occupied by an individual who bought it in August 2021.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	412 STABLE VIEW CIR, CHATTANOOGA, TN 37405-1238
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Line of Credit TENNESSEE VALLEY FCU
Jul 3, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CAPITAL ONE NA
Aug 20, 2021	Warranty Deed, Transfer · Conventional Mortgage TENNESSEE VALLEY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2021 · Amount on File
Deed Sale	Aug 20, 2021 · Amount on File
Prior Sale	May 29, 2014 · Amount on File
Deed Document Number	2021082000186
Deed Book / Page	12617 / 956
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	412 STABLE VIEW CIR, CHATTANOOGA, TN 37405-1238
Transaction Type	Mortgage
Record Updated	Feb 20, 2026
Title Company	TITLE GUARANTY AND TRUST, TITLE GUARANTY & TRUST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000114
Date	Feb 11, 2026
Book Page	14191/716
Instrument	2026021100114

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	412 STABLE VIEW CIR, CHATTANOOGA, TN 37405-1238
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000016
Date	Jul 3, 2025
Book Page	13971/746
Instrument	2025070300016

Lender

Name	CAPITAL ONE NA
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2055

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 20, 2021
Property Address	412 STABLE VIEW CIR, CHATTANOOGA, TN 37405-1238
Document Number	0000000186
Book / Page	12617 / 956
Map Reference	MB65 PG 11
Instrument Date	Aug 19, 2021
Instrument	2021082000186
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,450.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 STABLE VIEW CIR, CHATTANOOGA, TN 37405-1238

Mortgage

Document Number	0012617959
Date	Aug 20, 2021
Instrument	12617/959

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	289 Months
Due	Sep 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 412 Stable View Cir was $2,136, up 12.3% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,136.00 (+12.3%)	$140,975 (+65.8%)	$563,900 (+65.8%) Land $110,000 Building $453,900
2024	$1,902.00	$85,025 (-)	$340,100 (-) Land $70,000 Building $270,100
2023	$1,902.00	$85,025 (-)	$340,100 (-) Land $70,000 Building $270,100
2022	$1,902.00	$85,025	$340,100 Land $70,000 Building $270,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 412 Stable View Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Stable View Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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