424 Stable View Cir, Chattanooga, TN 37405 Property Records

Hamilton County property record for 424 Stable View Cir, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,995 sqft · built 2002
Lot Size	0.23 acres (10,053 sqft)
Owner	Owner Name on File
Last Sale	$218,000 (Dec 2002)
Tax Bill	$1,969 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`117F D 069`

Property Details

APN / Parcel Number

Primary APN	`117F D 069`
Alternative APN	`0000147373`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,995 sqft Living Area

Exterior

Year Built	Built 2002
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,053 sqft (0.23 acres)
Lot Dimensions	213 ft deep x 47.2 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000147373
Street Address	424 STABLE VIEW CIR
City	CHATTANOOGA
State	TN
Zip	37405-1238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 69 HORSE CREEK FARMS PB65 PPG7 REV 65-11 OUT OF 117C-A-8 FOR 2001
Legal Subdivision	HORSE CREEK FARMS
Legal Lot Number	69
Jurisdiction	HAMILTON TN
Township / Civil Division	2
Census Block Group	1
Census Block	1009
Census Tract	10904

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

The current owner of 424 Stable View Cir bought it in December 2002.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Owner Name on File
Mailing Address	424 STABLE VIEW CIR, CHATTANOOGA, TN 37405-1238
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2002 · Amount on File
Deed Sale	Dec 2, 2002 · Amount on File
Deed Document Number	2002120200387
Deed Book / Page	6460 / 722
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	424 STABLE VIEW CIR, CHATTANOOGA, TN 37405-1238
Document Number	1013000023
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 STABLE VIEW CIR CHATTANOOGA TN 374051238, CHATTANOOGA, TN 37405-1238

Mortgage

Document Number	1013000023
Date	Oct 13, 2020
Book Page	012188/000641
Instrument	201013000023

Lender

Name	FIRST HORIZON BK
Type	Bank
Address	MEMPHIS, TN 38118

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 12, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 424 Stable View Cir was $1,969, up 11.8% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,969.00 (+11.81%)	$129,925 (+64.98%)	$519,700 (+64.98%) Land $110,000 Building $409,700
2024	$1,761.00	$78,750 (-)	$315,000 (-) Land $70,000 Building $245,000
2023	$1,761.00	$78,750 (-)	$315,000 (-) Land $70,000 Building $245,000
2022	$1,761.00	$78,750	$315,000 Land $70,000 Building $245,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 424 Stable View Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 Stable View Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20