Schenectady County and Schenectady City property record for 416 Schenectady St, Schenectady, NY 12307
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,394 sqft · built 1910 |
| Lot Size | 0.09 acres (3,958 sqft) |
| Owner | Company Name on Record |
| Last Sale | $4,000 (Jun 1998) |
| Tax Bill | $2,969 (2026) |
| Deeds & Mortgages | Jan 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.32-3-19 |
| Primary APN | 421500 49.32-3-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,394 sqft Living Area |
| 1st Floor Area | 794 sqft |
| 2nd Floor Area | 600 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 3,958 sqft (0.09 acres) |
| Lot Dimensions | 118 ft deep x 33.3 ft wide |
| Porch | Slab |
| Porch Area | 106 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 416 SCHENECTADY ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12307-1713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD |
| Legal Block | 3 |
| Legal Lot Number | 19.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21002 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 816 UNION ST, SCHENECTADY, NY 12308-3104 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 1998 · Amount on Record |
| Deed Sale | Jun 15, 1998 · Amount on Record |
| Prior Sale | Mar 19, 1998 |
| Deed Book / Page | 1537 / 981 |
| Last Transfer Date | Aug 15, 2025 |
| Transfer Doc | 0000023731 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 416 SCHENECTADY ST, SCHENECTADY, NY 12307-1713 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 416 SCHENECTADY ST, SCHENECTADY, NY 12307-1713 |
| Investor | Possibly a Property Investor |
| Document Number | 0000005038 |
|---|---|
| Date | Jan 23, 2024 |
| Book Page | 5355/226 |
| Instrument | 202405038 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 22, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,969.00 (+5.43%) Homeowner's exemption | ||
| 2025 | $2,816.00 (+14.01%) | $58,200 (-) Land $9,900 Building $48,300 | $96,374 (+30.82%) Land $16,394 Building $79,980 |
| 2023 | $58,200 (-) Land $9,900 Building $48,300 | $73,671 (+3.8%) Land $12,532 Building $61,139 | |
| 2022 | $58,200 Land $9,900 Building $48,300 | $70,976 Land $12,073 Building $58,903 | |
| 2021 | $2,470.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile.
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