404 Schenectady St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 404 Schenectady St, Schenectady, NY 12307

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,239 sqft · built 1995
Lot Size	0.091 acres (3,982 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Oct 2024)
Tax Bill	$3,776 (2025)
Flood Zone	Zone X (minimal risk)
APN	`421500 49.32-3-30`

Property Details

APN / Parcel Number

Primary APN	`421500 49.32-3-30`
Alternative APN	`150004903200030300000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,239 sqft Living Area
1st Floor Area	624 sqft
2nd Floor Area	615 sqft
Basement Area	624 sqft
Finished Basement	624 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	3,982 sqft (0.091 acres)
Lot Dimensions	119 ft deep x 33.3 ft wide
Porch	Slab
Porch Area	74 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	404 SCHENECTADY ST
City	SCHENECTADY
State	NY
Zip	12307-1713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	CONTEMPORARY
Legal Block	3
Legal Lot Number	30.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2003
Census Tract	21002

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.32-3-30

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	404 SCHENECTADY ST, SCHENECTADY, NY 12307-1713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 22, 2024 · Amount on Record
Deed Sale	Oct 22, 2024 · Amount on Record
Prior Sale	Oct 08, 2004
Deed Document Number	202463682
Deed Book / Page	2140 / 461
Prior Transfer Date	Feb 20, 2013
Prior Transfer Doc	0000008281
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,776.00 (+11.09%)	$78,200 (-) Land $11,700 Building $66,500	$129,492 (+30.82%) Land $19,374 Building $110,118
2023		$78,200 (-) Land $11,700 Building $66,500	$98,987 (+3.8%) Land $14,810 Building $84,177
2022		$78,200 Land $11,700 Building $66,500	$95,366 Land $14,268 Building $81,098
2021	$3,399.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Redburn Infrastructure.

Based on FCC filings for 486 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.