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408 Schenectady St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 408 Schenectady St, Schenectady, NY 12307

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,288 sqft · built 1920
Lot Size0.09 acres (3,927 sqft)
OwnerIndividual Name on Record
Last Sale$15,001 (Feb 2019)
Tax Bill$6,179 (2026)
Deeds & MortgagesJun 2023 Sale
Feb 2019 Foreclosure
Flood ZoneZone X (minimal risk)
APN421500 49.32-3-15

Property Details

APN / Parcel Number

Primary APN421500 49.32-3-15
Alternative APN
  • 150004903200030150000000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Units4 Units
Stories2 Stories
Building Area2,288 sqft Total Area
1st Floor Area1,144 sqft
2nd Floor Area1,144 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,927 sqft (0.09 acres)
Lot Dimensions119 ft deep x 33 ft wide
Garage TypeDetached
Garage Area660 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area474 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address408 SCHENECTADY ST
CitySCHENECTADY
StateNY
Zip12307-1791
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Description2 WOOD AND GARAGE
Legal SubdivisionALONZO C PAIGE
Legal Block3
Legal Lot Number15.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2003
Census Tract21002

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address408 SCHENECTADY ST, SCHENECTADY, NY 12307-1791
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2023Warranty Deed, Transfer
STEWART TITLE, STEWART TITLE INS CO UPSTATE
Feb 7, 2019Trustee's Deed, Foreclosure
ADVANTAGE FORECLOSURE SERVICES INC, ADVANTAGE FORECLOSURE SVCS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 7, 2019 · Amount on Record
Deed SaleFeb 7, 2019 · Amount on Record
Prior SaleNov 17, 2007 · Amount on Record
Deed Document Number20195647
Deed Book / Page2005 / 176
Prior Transfer DateJan 30, 2019
Prior Transfer Doc0000005647
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJun 15, 2023
Property Address408 SCHENECTADY ST, SCHENECTADY, NY 12307-1791
Document Number0000034851
Book / Page2109 / 985
Instrument DateMay 31, 2023
Instrument202334851
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanySTEWART TITLE, STEWART TITLE INS CO UPSTATE

Transaction

AmountAmount Recorded
Tax$640.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14432 222ND ST, LAURELTON, NY 11413-3432

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 SCHENECTADY ST, SCHENECTADY, NY 12307-1715

February 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 7, 2019
Property Address408 SCHENECTADY ST, SCHENECTADY, NY 12307-1791
Document Number0000005647
Book / Page002005 / 000176
Instrument DateJan 30, 2019
Instrument5647
Transaction TypeForeclosure
Record UpdatedFeb 21, 2019
Title CompanyADVANTAGE FORECLOSURE SERVICES INC, ADVANTAGE FORECLOSURE SVCS INC

Transaction

AmountAmount Recorded
Tax$60.00
Amount AccuracyConfirmed
Additional
  • Foreclosure Auction
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address144-32 22ND ST SPRINGFIELD GARDENS NY 11413, SPRINGFIELD GARDENS, NY 11413

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,179.00 (+3.29%)
2025$5,982.00 (+163.18%)$103,000 (+380.14%) Land $12,300 Building $90,700$170,558 (+528.11%) Land $20,368 Building $150,190
2023$21,452 (-) Land $12,300 Building $9,152$27,154 (+3.8%) Land $15,569 Building $11,585
2022$21,452 Land $12,300 Building $9,152$26,161 Land $15,000 Building $11,161
2021$2,273.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

May also be available: Massivemesh Networks.

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