416 Saint Lawrence Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 416 Saint Lawrence Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 988 sqft · built 1960
Lot Size	0.158 acres (6,900 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Aug 2021)
Tax Bill	$2,718 (2025)
Deeds & Mortgages	May 2022 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23R-62-0215`

Property Details

APN / Parcel Number

Primary APN	`23R-62-0215`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Game Room	Game Room

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	6,900 sqft (0.158 acres)
Lot Dimensions	138 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	1 Parking Space
Patio Area	42 sqft
Utility Building	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	416 SAINT LAWRENCE DR
City	BALLWIN
State	MO
Zip	63021-5219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	66R
Legal Description	MANCHESTER HILLS LOT 17
Legal Subdivision	MANCHESTER HILLS
Legal Block	21
Legal Lot Number	17
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	2
Census Block	2012
Census Tract	217931

Owner

416 Saint Lawrence Dr is owned by an individual who bought it in August 2021.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1016 COATBRIDGE CT, MANCHESTER, MO 63021-7722
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO
Aug 3, 2021	Warranty Deed, Transfer · Commercial Mortgage DANA K BACICH LIVING TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2021 · Amount on File
Deed Sale	Aug 3, 2021 · Amount on File
Prior Sale	Jul 18, 2011 · Amount on File
Deed Document Number	2021830
Deed Book / Page	25024 / 5267
Prior Transfer Date	Feb 3, 2011
Prior Transfer Doc	0193493126
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	416 SAINT LAWRENCE DR, BALLWIN, MO 63021-5219
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 SAINT LAWRENCE DR, BALLWIN, MO 63021-5219

Mortgage

Document Number	2022050600223
Date	May 6, 2022
Instrument	2022050600223

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Apr 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	416 SAINT LAWRENCE DR, BALLWIN, MO 63021-5219
Transaction Type	Mortgage
Record Updated	Jun 10, 2022
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 SAINT LAWRENCE DR, BALLWIN, MO 63021-5219

Mortgage

Document Number	0253461639
Date	Jan 28, 2022
Book Page	25346/1639
Instrument	2022012800341

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 3, 2021
Property Address	416 SAINT LAWRENCE DR, BALLWIN, MO 63021-5219
Document Number	0250245267
Book / Page	25024 / 5267
Map Reference	MB 24 PG 46&47
Instrument Date	Jul 29, 2021
Instrument	2021080300830
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	ALLIANCE TITLE GROUP INC, ALLIANCE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	326 CLAYTON TRAILS DR, 326, ELLISVILLE, MO 63011-2016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 COATBRIDGE CT, MANCHESTER, MO 63021-7722

Mortgage

Document Number	2021080300831
Date	Aug 3, 2021
Instrument	2021080300831

Lender

Name	DANA K BACICH LIVING TRUST
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 416 Saint Lawrence Dr was $2,718, up 12.9% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Winchester City
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,620 (-) Land $23,670 Building $19,950	$229,600 (-) Land $124,600 Building $105,000
2025	$2,718.00 (+12.92%)	$43,620 Land $23,670 Building $19,950	$229,600 Land $124,600 Building $105,000
2024	$2,407.00 (-0.86%)
2023	$2,428.00	$36,480 Land $17,750 Building $18,730	$192,000 Land $93,400 Building $98,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 416 Saint Lawrence Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 416 Saint Lawrence Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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