412 Saint Lawrence Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 412 Saint Lawrence Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 988 sqft · built 1960
Lot Size	0.158 acres (6,900 sqft)
Owner	Individual Name on Record
Last Sale	$210,873 (Apr 2021)
Tax Bill	$3,062 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23R-62-0242`

Property Details

APN / Parcel Number

Primary APN	`23R-62-0242`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
Gross Area	1,638 sqft
1st Floor Area	988 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	6,900 sqft (0.158 acres)
Lot Dimensions	50 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	3 Parking Spaces
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	412 SAINT LAWRENCE DR
City	BALLWIN
State	MO
Zip	63021-5219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	66R
Legal Description	MANCHESTER HILLS LOT 16
Legal Subdivision	MANCHESTER HILLS
Legal Block	21
Legal Lot Number	16
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	2
Census Block	2012
Census Tract	217931

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11796 BEAVERTON DR, BRIDGETON, MO 63044-2833
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Warranty Deed, Transfer · Conventional Mortgage FRONTIER FINANCIAL INC
Jan 6, 2020	Quit Claim Deed, Transfer HOME LOAN EXPERT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2021 · Amount on Record
Deed Sale	Apr 8, 2021 · Amount on Record
Prior Sale	Jan 6, 2020 · Amount on Record
Deed Document Number	2021208
Deed Book / Page	24786 / 936
Prior Transfer Date	Jan 29, 2004
Prior Transfer Doc	0000000635
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 8, 2021
Property Address	412 SAINT LAWRENCE DR, BALLWIN, MO 63021-5219
Document Number	0247860936
Book / Page	24786 / 936
Map Reference	MB 34 PG 46&47
Instrument Date	Mar 30, 2021
Instrument	2021040800208
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	FREEDOM TITLE LLC ST LOUIS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11796 BEAVERTON DR, BRIDGETON, MO 63044-2833

Mortgage

Document Number	2021040800209
Date	Apr 8, 2021
Instrument	2021040800209

Lender

Name	FRONTIER FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 6, 2020
Property Address	412 SAINT LAWRENCE DR, BALLWIN, MO 63021-5219
Document Number	0238682684
Book / Page	023868 / 002684
Instrument Date	Dec 31, 2019
Instrument	450
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	TITLE RSRCS INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	412 SAINT LAWRENCE DR BALLWIN MO 630215219, BALLWIN, MO 63021-5219

Mortgage

Document Number	238682687
Date	Jan 6, 2020
Book Page	023868/002687
Instrument	451

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Winchester City
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,150 (-) Land $23,670 Building $25,480	$258,700 (-) Land $124,600 Building $134,100
2025	$3,062.00 (+14.81%)	$49,150 (+21.6%) Land $23,670 Building $25,480	$258,700 (+21.63%) Land $124,600 Building $134,100
2024	$2,667.00 (-0.86%)
2023	$2,690.00	$40,420 Land $17,750 Building $22,670	$212,700 Land $93,400 Building $119,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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