St. Louis County property record for 405 Saint Lawrence Dr, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 988 sqft · built 1960 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Sep 2020) |
| Tax Bill | $2,347 (2024) |
| Deeds & Mortgages | May 2026 Mortgage Jul 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23R-61-0829 |
| Primary APN | 23R-61-0829 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Game Room | Game Room |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 405 SAINT LAWRENCE DR |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-5235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 66R |
| Legal Description | MANCHESTER HILLS LOT 39 |
| Legal Subdivision | MANCHESTER HILLS |
| Legal Block | 20 |
| Legal Lot Number | 39 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | QUEENY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 217931 |
Source: St. Louis County records · APN 23R-61-0829
Assessment roll updated September 29, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 SAINT LAWRENCE DR, BALLWIN, MO 63021-5235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 01, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 27, 2022 | Intrafamily Transfer, Transfer |
| Sep 17, 2020 | Warranty Deed, Transfer · FHA Mortgage DELMAR FINANCIAL CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 17, 2020 · Amount on Record |
| Deed Sale | Sep 17, 2020 · Amount on Record |
| Deed Document Number | 2020520 |
| Deed Book / Page | 24330 / 273 |
| Last Transfer Date | Jul 16, 2022 |
| Transfer Doc | 0000000493 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | May 01, 2026 |
| Property Address | 405 SAINT LAWRENCE DR, BALLWIN, MO 63021-5235 |
| Document Number | 0000000476 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 2026476 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 405 SAINT LAWRENCE DR, BALLWIN, MO 63021-5235 |
| Document Number | 0000000476, |
|---|---|
| Date | May 01, 2026 |
| Instrument | 2026476 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jul 27, 2022 |
| Property Address | 405 SAINT LAWRENCE DR, BALLWIN, MO 63021-5235 |
| Document Number | 2022072700493 |
| Map Reference | MB 24 PG 46&47 |
| Instrument Date | Jul 16, 2022 |
| Instrument | 2022072700493 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 SAINT LAWRENCE DR, BALLWIN, MO 63021-5235 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Sep 17, 2020 |
| Property Address | 405 SAINT LAWRENCE DR, BALLWIN, MO 63021-5235 |
| Document Number | 0243300273 |
| Book / Page | 24330 / 273 |
| Map Reference | MB 24 PG 46&47 |
| Instrument Date | Sep 10, 2020 |
| Instrument | 2020091700520 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | INVESTORS TITLE CO CLAYTON |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1230 SADDLEMAKER DR, 1230, SAINT CHARLES, MO 63304-2424 |
| Name | Verified Name |
|---|---|
| Address | 405 SAINT LAWRENCE DR, BALLWIN, MO 63021-5235 |
| Document Number | 2020091700521 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 2020091700521 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Winchester City |
| Unified School District | Parkway C-2 School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $42,140 (+18.47%) Land $23,940 Building $18,200 | $221,800 (+18.48%) Land $126,000 Building $95,800 | |
| 2024 | $2,347.00 (-0.84%) | ||
| 2023 | $2,367.00 | $35,570 Land $17,960 Building $17,610 | $187,200 Land $94,500 Building $92,700 |
Source: FEMA National Flood Hazard Layer as of August 10, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 401 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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