421 Saint Lawrence Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 421 Saint Lawrence Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 988 sqft · built 1960
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$141,500 (Aug 2005)
Tax Bill	$2,312 (2024)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23R-62-0343`

Property Details

APN / Parcel Number

Primary APN	`23R-62-0343`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	50 ft deep x 50 ft wide
Terrain	Above Road/Slope
Garage Type	Carport
Garage Area	393 sqft
Carport	Carport
Carport Area	393 sqft
Parking Spaces	1 Parking Space
Patio Area	42 sqft
Utility Building	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	421 SAINT LAWRENCE DR
City	BALLWIN
State	MO
Zip	63021-5235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	66R
Legal Description	MANCHESTER HILLS LOT 35
Legal Subdivision	MANCHESTER HILLS
Legal Block	20
Legal Lot Number	35
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	2
Census Block	2011
Census Tract	217931

Owner

Source: St. Louis County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 SAINT LAWRENCE DR, BALLWIN, MO 63021-5235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Line of Credit LINDELL BANK & TRUST CO
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Dec 10, 2018	Deed of Trust, Mortgage FIRST BK MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2005 · Amount on Record
Deed Sale	Aug 24, 2005 · Amount on Record
Deed Document Number	2005702
Deed Book / Page	16738 / 2214
Prior Transfer Date	Aug 10, 2005
Prior Transfer Doc	0167382214
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	421 SAINT LAWRENCE DR, BALLWIN, MO 63021-5235
Transaction Type	Mortgage
Record Updated	Jan 9, 2026
Title Company	HILLSBOROUGH TITLE INC, HTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 SAINT LAWRENCE DR, BALLWIN, MO 63021-5235

Mortgage

Document Number	2025101600067
Date	Oct 16, 2025
Instrument	2025101600067

Lender

Name	LINDELL BANK & TRUST CO
Type	Bank
Address	FENTON, MO 63026

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	421 SAINT LAWRENCE DR, BALLWIN, MO 63021-5235
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 SAINT LAWRENCE DR, BALLWIN, MO 63021-5235

Mortgage

Document Number	0243202358
Date	Sep 11, 2020
Book Page	24320/2358
Instrument	2020091100382

Lender

Name	FIRST BANK
Type	Bank
Address	HAZELWOOD, MO 63042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	421 SAINT LAWRENCE DR, BALLWIN, MO 63021-5235
Document Number	0233222142
Instrument Date	Dec 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 SAINT LAWRENCE DR BALLWIN MO 630215235, BALLWIN, MO 63021-5235

Mortgage

Document Number	0233222142
Date	Dec 17, 2018
Book Page	023322/002142
Instrument	411

Lender

Name	FIRST BK MTG
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Winchester City
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$41,290 (+17.84%) Land $23,940 Building $17,350	$217,300 (+17.84%) Land $126,000 Building $91,300
2024	$2,312.00 (-0.86%)
2023	$2,332.00	$35,040 Land $17,960 Building $17,080	$184,400 Land $94,500 Building $89,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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