416 Oak St, Des Plaines, IL 60016 Property Records

Cook County property record for 416 Oak St, Des Plaines, IL 60016

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,080 sqft · built 1956
Lot Size	0.078 acres (3,375 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Oct 2020)
Tax Bill	$4,399 (2023)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Feb 2017 Transfer
Flood Zone	Zone X (moderate risk)
APN	`09-17-402-140`

Property Details

APN / Parcel Number

Primary APN	`09-17-402-140`
Alternative APN	`09-17-402-140-0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1957
Architectural Style	Modern
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tar & Gravel
Lot Area	3,375 sqft (0.078 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	416 OAK ST
City	DES PLAINES
State	IL
Zip	60016-4430
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	(DESPLAINES)(CENTER) SUB IN EH SEC 17-41-12
Legal Range	12E
Legal Township	41N
Legal Section	17
Legal Subdivision	DESPLAINES CENTER
Legal Block	4,4
Legal Lot Number	11,10
Jurisdiction	COOK IL
Township / Civil Division	MAINE
Census Block Group	2
Census Block	2008
Census Tract	806201

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	416 OAK ST, DES PLAINES, IL 60016-4430
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE
Feb 27, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2020 · Amount on Record
Deed Sale	Oct 26, 2020 · Amount on Record
Prior Sale	Nov 8, 1994 · Amount on Record
Deed Document Number	202055332
Prior Transfer Date	Oct 27, 1994
Prior Transfer Doc	0000000252
Record Updated	Oct 29, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Oct 26, 2020
Property Address	416 OAK ST, DES PLAINES, IL 60016-4430
Document Number	2029855332
Instrument Date	Sep 8, 2020
Instrument	29855332
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4446 N LOWELL AVE CHICAGO IL 606304897, CHICAGO, IL 60630-4897

Mortgage

Document Number	2029855333
Date	Oct 26, 2020
Instrument	29855333

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2050

Interest

Rate Type	Fixed Rate

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Feb 27, 2017
Property Address	416 OAK ST, DES PLAINES, IL 60016-4430
Document Number	1705846079
Instrument Date	Aug 22, 2016
Instrument	5846079
Transaction Type	Transfer
Record Updated	Mar 7, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2637 2ND PRIVATE RD FLOSSMOOR IL 604221844, FLOSSMOOR, IL 60422-1844

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Maine Township
Municipality	Des Plaines City
Elementary School District	Des Plaines Community Consolidated School District 62 (PK - 08)
Secondary School District	Maine Township High School District 207 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,000 (+15.01%) Land $12,498 Building $10,502	$230,000 (+15.01%) Land $124,980 Building $105,020
2023	$4,399.00 (+3.14%)
2022	$4,265.00	$19,999 Land $3,499 Building $16,500	$199,990 Land $34,990 Building $165,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	114 units insured incl. 78 condo units
Nearby Flood Claims	164 (1983–2026)
Claims Outside the SFHA	17 of 164
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 46 claims Severe Storms And Flooding, Jul 2010 · 60 claims Severe Storms & Flooding, Aug 1987 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES PLAINES serves 60,675 people · EPA ID IL0310630
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon, Zentro.

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