430 Oak St, Des Plaines, IL 60016 Property Records

Cook County property record for 430 Oak St, Des Plaines, IL 60016

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,080 sqft · built 1954
Lot Size	0.056 acres (2,420 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Jun 2026)
Tax Bill	$3,699 (2023)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`09-17-402-142`

Property Details

APN / Parcel Number

Primary APN	`09-17-402-142`
Alternative APN	`09-17-402-142-0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1955
Architectural Style	Modern
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tar & Gravel
Lot Area	2,420 sqft (0.056 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	430 OAK ST
City	DES PLAINES
State	IL
Zip	60016-4430
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	(DESPLAINES)(CENTER) SUB IN EH SEC 17-41-12
Legal Range	12E
Legal Township	41N
Legal Section	17
Legal Subdivision	DESPLAINES CENTER
Legal Block	4
Legal Lot Number	12,13
Jurisdiction	COOK IL
Township / Civil Division	MAINE
Census Block Group	2
Census Block	2008
Census Tract	806201

Owner

Source: Cook County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	8313 W PARK AVE, NILES, IL 60714-1526
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Nov 10, 2025	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Nov 27, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	Nov 10, 2025 · Amount on Record
Deed Document Number	202616223002
Prior Transfer Date	Mar 29, 1996
Prior Transfer Doc	0000000517
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 11, 2026
Property Address	430 OAK ST, DES PLAINES, IL 60016-4430
Document Number	0000023002
Instrument Date	Apr 27, 2026
Instrument	202623002
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	TRUE TITLE, TRULY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46,207.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8313 W PARK AVE, NILES, IL 60714-1526

Mortgage

Document Number	0000023003,
Date	Jun 11, 2026
Instrument	202616223003

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 10, 2025
Property Address	430 OAK ST, DES PLAINES, IL 60016-4430
Document Number	0031418238
Map Reference	DOC 9818025
Instrument Date	Nov 3, 2025
Instrument	2531418238
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	430 OAK ST, DES PLAINES, IL 60016-4430

Mortgage

Document Number	0031418239
Date	Nov 10, 2025
Instrument	2531418239

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	430 OAK ST, DES PLAINES, IL 60016-4430
Document Number	1735239105
Instrument Date	Nov 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 OAK ST DES PLAINES IL 600164430, DES PLAINES, IL 60016-4430

Mortgage

Document Number	1735239105
Date	Dec 18, 2017
Instrument	35239105

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Maine Township
Municipality	Des Plaines City
Elementary School District	Des Plaines Community Consolidated School District 62 (PK - 08)
Secondary School District	Maine Township High School District 207 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,000 (+5.01%) Land $9,196 Building $11,804	$210,000 (+5.01%) Land $91,960 Building $118,040
2023	$3,699.00 (+190.35%) Homeowner's exemption Senior Citizen's exemption	$19,999 (-) Land $3,499 Building $16,500	$199,990 (-) Land $34,990 Building $165,000
2022	$1,274.00 Homeowner's exemption Senior Citizen's exemption	$19,999 Land $3,499 Building $16,500	$199,990 Land $34,990 Building $165,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	114 units insured incl. 78 condo units
Nearby Flood Claims	164 (1983–2026)
Claims Outside the SFHA	17 of 164
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 46 claims Severe Storms And Flooding, Jul 2010 · 60 claims Severe Storms & Flooding, Aug 1987 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES PLAINES serves 60,675 people · EPA ID IL0310630
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon, Zentro.

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