428 Oak St, Des Plaines, IL 60016 Property Records

Cook County property record for 428 Oak St, Des Plaines, IL 60016

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,080 sqft · built 1954
Lot Size	0.076 acres (3,321 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Jan 2025)
Tax Bill	$4,399 (2023)
Flood Zone	Zone X (moderate risk)
APN	`09-17-402-141`

Property Details

APN / Parcel Number

Primary APN	`09-17-402-141`
Alternative APN	`09-17-402-141-0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Units	4 Units
Stories	2 Stories
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1955
Architectural Style	Modern
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tar & Gravel
Lot Area	3,321 sqft (0.076 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	428 OAK ST
City	DES PLAINES
State	IL
Zip	60016-4430
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Range	12E
Legal Township	41N
Legal Section	17
Legal Subdivision	DES PLAINES CENTER
Legal Block	4
Legal Lot Number	11,12
Jurisdiction	COOK IL
Township / Civil Division	MAINE
Census Block Group	2
Census Block	2008
Census Tract	806201

Owner

Source: Cook County records · APN 09-17-402-141

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1421 FLORENCE AVE, 2, EVANSTON, IL 60201-4048
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 09, 2025 · Amount on Record
Deed Sale	Jan 09, 2025 · Amount on Record
Prior Sale	Nov 21, 2016 · Amount on Record
Deed Document Number	202514042
Prior Transfer Date	Jun 07, 2007
Prior Transfer Doc	0000009003
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Maine Township
Municipality	Des Plaines City
Elementary School District	Des Plaines Community Consolidated School District 62 (PK - 08)
Secondary School District	Maine Township High School District 207 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,000 (+15%) Land $12,497 Building $10,503	$230,000 (+15%) Land $124,970 Building $105,030
2023	$4,399.00 (+3.12%)
2022	$4,266.00 Homeowner's exemption	$20,000 Land $3,500 Building $16,500	$200,000 Land $35,000 Building $165,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), as of February 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170318062012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	114 units insured incl. 78 condo units
Nearby Flood Claims	164 (1983–2026)
Claims Outside the SFHA	17 of 164
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 46 claims Severe Storms And Flooding, Jul 2010 · 60 claims Severe Storms & Flooding, Aug 1987 · 7 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Everywhere Wireless, T-Mobile USA, Verizon.

Based on FCC filings for 417 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0310630, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DES PLAINES serves 60,675 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.