407 Oak St, Des Plaines, IL 60016 Property Records

Cook County property record for 407 Oak St, Des Plaines, IL 60016

Property Summary

Property TypeTownhouse
Details2 bd · 1 ba · 976 sqft · built 1954
Lot Size0.06 acres (2,600 sqft)
OwnerIndividual Name on File
Last Sale$122,000 (Apr 2021)
Tax Bill$4,218 (2023)
Deeds & MortgagesApr 2021 Sale
Flood ZoneZone AE (high risk)
APN09-17-403-061

Property Details

APN / Parcel Number

Primary APN09-17-403-061
Alternative APN
  • 09-17-403-061-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area976 sqft Living Area

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1955
Architectural StyleModern
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area2,600 sqft (0.06 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address407 OAK ST
CityDES PLAINES
StateIL
Zip60016-4429
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Range12E
Legal Township41N
Legal Section17
Legal SubdivisionDES PLAINES CENTER
JurisdictionCOOK IL
Township / Civil DivisionMAINE
Census Block Group2
Census Block2007
Census Tract806201

Owner

407 Oak St, a townhouse, is owned and occupied by an individual who bought it in April 2021.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address407 OAK ST, DES PLAINES, IL 60016-4429
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 27, 2021 · Amount on File
Deed SaleApr 27, 2021 · Amount on File
Deed Document Number202120052
Prior Transfer DateOct 19, 2004
Prior Transfer Doc0000050065
Record UpdatedSep 20, 2026

April 2021: Administrator's Deed, Transfer

Document TypeAdministrator's Deed
JurisdictionCOOK IL
Recording DateApr 27, 2021
Property Address407 OAK ST, DES PLAINES, IL 60016-4429
Document Number0011720052
Map ReferenceDOC 9618025
Instrument DateApr 19, 2021
Instrument2111720052
Transaction TypeTransfer
Record UpdatedMay 10, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount on Record
Tax$122.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address407 OAK ST, 407, DES PLAINES, IL 60016-4429

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 OAK ST, DES PLAINES, IL 60016-4429

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionMaine Township
MunicipalityDes Plaines City
Elementary School DistrictDes Plaines Community Consolidated School District 62 (PK - 08)
Secondary School DistrictMaine Township High School District 207 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$20,000 Land $9,880 Building $10,120$200,000 Land $98,800 Building $101,200
2023$4,218.00 (+2.48%)
2022$4,116.00$15,999 Land $3,499 Building $12,500$159,990 Land $34,990 Building $125,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 407 Oak St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 36 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies114 units insured
incl. 78 condo units
Nearby Flood Claims164 (1983–2026)
Claims Outside the SFHA17 of 164
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 46 claims
  • Severe Storms And Flooding, Jul 2010 · 60 claims
  • Severe Storms & Flooding, Aug 1987 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 407 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES PLAINES
serves 60,675 people · EPA ID IL0310630
Water SourcePurchased surface water from several systems
Last State InspectionJan 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile, Verizon, Zentro.

Nearby Properties on Oak St

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