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416 Montserrat Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 416 Montserrat Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,126 sqft · built 2021
Lot Size0.16 acres (6,969 sqft)
OwnerIndividual Name on Record
Last Sale$380,100 (Jan 2022)
Tax Bill$334 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN027442-2540

Property Details

APN / Parcel Number

Primary APN027442-2540

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,126 sqft Living Area
Gross Area2,700 sqft
1st Floor Area2,126 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,969 sqft (0.16 acres)
Garage TypeAttached
Garage Area414 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address416 MONTSERRAT DR
CitySAINT AUGUSTINE
StateFL
Zip32092-1197
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description97/44-51 WINDWARD RANCH PHASE THIRTEEN LOT 254 OR5470/570
Legal Range28E
Legal Township06S
Legal Section36
Legal SubdivisionWINDWARD RANCH PHASE THIRTEEN
Legal Block1
Legal Lot Number254
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2017
Census Tract20906

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address416 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-1197
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 14, 2022 · Amount on Record
Deed SaleJan 14, 2022 · Amount on Record
Deed Document Number20225316
Deed Book / Page5470 / 570
Record UpdatedJun 8, 2026

January 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateJan 14, 2022
Property Address416 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-1197
Document Number0054700570
Book / Page5470 / 570
Map ReferenceMB 97 PG 44-51
Instrument DateDec 22, 2021
Instrument2022005316
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 23, 2025
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,660.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9440 PHILIPS HWY STE 7, 7, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 MONTSERRAT DR, ST AUGUSTINE, FL 32092-1197

Mortgage

Document Number0005470574
DateJan 14, 2022
Instrument5470/574
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term120 Months
DueJan 1, 2032

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$347,123 (+2.7%)$364,294 (-7.04%) Land $100,000 Building $264,294
2025$334.00 (+31.5%) Disabled Person's exemption Veteran's exemption$337,997 (+2.9%)$391,895 (-2.88%) Land $100,000 Building $291,895
2024$254.00 Disabled Person's exemption Veteran's exemption$328,471 (+3%)$403,498 (+12.78%) Land $100,000 Building $303,498
2023$254.00 (+7.63%) Disabled Person's exemption Veteran's exemption$318,904 (+3%)$357,789 (+4.89%) Land $90,720 Building $267,069
2022$236.00 Disabled Person's exemption Veteran's exemption$309,616$341,119 Land $84,000 Building $257,119

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber		1,000 / 200

May also be available: AT&T, Xfinity.

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